635 Main St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 635 Main St, Dunkirk, NY 14048

Property Summary

Property TypeApartments (5+ Units)
Details4,604 sqft · built 1913
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$175,000 (Oct 2022)
Tax Bill$2,737 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Oct 2022 Sale & Mortgage
+ 1 more
APN060300 79.19-6-25.2

Property Details

APN / Parcel Number

Primary APN060300 79.19-6-25.2
Alternative APNs
  • 03000790190006025002
  • 030107940

Interior

Units6 Units
Stories2 Stories
Building Area4,604 sqft Gross Area
Basement Area2,302 sqft
Unfinished Basement2,302 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Lot Area6,000 sqft (0.137 acres)
Lot Dimensions100 ft deep x 60 ft wide
PorchPorch
Porch Area40 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number030107940
Street Address635 MAIN ST
CityDUNKIRK
StateNY
Zip14048-2632
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeR3
Legal DescriptionINC 56-4-17 60 X 100 RES; OLD APN: 060300 56-4-14.2
Legal Block6
Legal Lot Number25.002
JurisdictionCHAUTAUQUA NY
Township / Civil DivisionDUNKIRK
Census Block Group1
Census Block1025
Census Tract35700

Owner

Source: Chautauqua County and Dunkirk City records · APN 060300 79.19-6-25.2

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address526 CENTRAL AVE, DUNKIRK, NY 14048-2515
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2026Deed of Trust, Mortgage
LAKE SHORE BANK
Oct 31, 2022Deed, Transfer · Stand-Alone First Mortgage
LAKE SHORE SAVINGS BANK
Apr 18, 2017Deed, Transfer
NOT AVAILABLE, COREY ROSSI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 31, 2022 · Amount on Record
Deed SaleOct 31, 2022 · Amount on Record
Prior SaleApr 18, 2017 · Amount on Record
Deed Document Number20227819
Prior Transfer DateAug 18, 2004
Prior Transfer Doc2552000528
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAUTAUQUA NY
Property Address635 MAIN ST, DUNKIRK, NY 14048-2632
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT2026001408
DateFeb 20, 2026
InstrumentMT2026001408
Lender
NameLAKE SHORE BANK
Agreement
AmountAmount Recorded

October 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHAUTAUQUA NY
Recording DateOct 31, 2022
Property Address635 MAIN ST, DUNKIRK, NY 14048-2632
Document NumberDE2022007819
Instrument DateOct 27, 2022
InstrumentDE2022007819
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address526 CENTRAL AVE, DUNKIRK, NY 14048-2515

Mortgage

Document NumberMT2022004591
DateOct 31, 2022
InstrumentMT2022004591
Lender
NameLAKE SHORE SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionCHAUTAUQUA NY
Recording DateApr 18, 2017
Property Address635 MAIN ST, DUNKIRK, NY 14048-2632
Document Number0000002017/0000002625
Book / Page0000002017 / 0000002625
Instrument DateApr 13, 2017
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyNOT AVAILABLE, COREY ROSSI

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6409 WOODBERRY CT, EAST AMHERST, NY 14051-1547

Tax Assessment & Valuation

Source: Chautauqua County and Dunkirk City records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyChautauqua County
MunicipalityDunkirk City
Unified School DistrictDunkirk City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,737.00$68,000 (-) Land $3,000 Building $65,000$154,545 (+25%) Land $6,818 Building $147,727
2023$68,000 (-) Land $3,000 Building $65,000$123,636 (+14.54%) Land $5,455 Building $118,181
2022$68,000 Land $3,000 Building $65,000$107,937 Land $4,762 Building $103,175

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 670 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: CIBL.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDUNKIRK CITY
serves 12,743 people
Water SourceSurface water
Last State InspectionJul 2022
Lead10 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting29
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Main St

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