Lorain County property record for 635 Lowell St, Elyria, OH 44035 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,860 sqft Living Area |
| Lot Size | 9,148 sqft (0.21 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $85,000 (2022) |
| Tax Bill | $2,138.00 (2025) |
| Primary APN | 06-24-086-101-003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,860 sqft Living Area |
| Gross Area | 2,100 sqft Gross Area |
| 1st Floor | 1,050 sqft 1st Floor |
| Upper Floors | 816 sqft Upper Floors |
| Basement Area | 1,020 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,148 sqft (0.21 acres) |
| Depth X Width | 165 ft x 56 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 528 sqft Garage |
| Porch Area | 264 sqft Porch |
| Cooling System | None Cooling |
|---|---|
| Heating System | Baseboard Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 635 LOWELL ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-4840 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WEST OF RIVER 56 X 165 |
| Legal Subdivision | WEST OF RIVER |
| Legal Tract | 24 |
| Legal Block | 101 |
| Legal Lot Number | 86 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 3 |
| Census Block | 3008 |
| Census Tract | 70500 |
Source: Lorain County records · APN 06-24-086-101-003
Assessment roll updated May 16, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 LOWELL ST, ELYRIA, OH 44035-4840 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 03, 2023 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED TRUST BANK |
| Aug 18, 2022 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage BANK OF ENGLAND |
| Dec 27, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 18, 2022 · Amount on Record |
| Deed Sale | Aug 18, 2022 · Amount on Record |
| Deed Doc Number | 2022887855 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 635 LOWELL ST, ELYRIA, OH 44035-4840 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000934730 |
|---|---|
| Date | Nov 03, 2023 |
| Instrument | 2023-0934730 |
| Name | UNITED TRUST BANK |
|---|---|
| Type | Bank |
| Address | PALOS HEIGHTS, IL 60463 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 18, 2022 |
| Property Address | 635 LOWELL ST, ELYRIA, OH 44035-4840 |
| Document Number | 0000887855 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022-0887855 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | DIVERSITY TITLE AND ESCROW COMPANY, LIBERTY TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 LOWELL ST, ELYRIA, OH 44035-4840 |
| Investor | Possibly a Property Investor |
| Document Number | 0000887856 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022-0887856 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 27, 2021 |
| Property Address | 635 LOWELL ST, ELYRIA, OH 44035-4840 |
| Document Number | 0000855849 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 2021-0855849 |
| Transaction Type | Transfer |
| Record Updated | Jan 05, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3829 PROSPECT RD, NEW LONDON, OH 44851-9395 |
Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,138.00 (+73.96%) | $44,900 (%) Land $7,200 Building $37,700 | $128,290 (-) Land $20,580 Building $107,710 |
| 2024 | $44,902 (+105.86%) Land $7,203 Building $37,699 | $128,290 (+105.86%) Land $20,580 Building $107,710 | |
| 2023 | $1,229.00 (-0.65%) | $21,812 (+0.01%) Land $3,990 Building $17,822 | $62,320 (-) Land $11,400 Building $50,920 |
| 2022 | $1,237.00 | $21,810 Land $3,990 Building $17,820 | |
| 2021 | $62,320 Land $11,400 Building $50,920 |
635 Lowell St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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