635 Lloyd Rd, Wickliffe, OH 44092 Property Records

Lake County property record for 635 Lloyd Rd, Wickliffe, OH 44092

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,514 sqft · built 1993
Lot Size	0.25 acres (10,890 sqft)
Owner	Owner Name on Record
Tax Bill	$11,689 (2023)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-A-002-K-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`29-A-002-K-00-003-0`
Alternative APN	`B 5`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,514 sqft Living Area
Gross Area	3,291 sqft
1st Floor Area	1,042 sqft
Attic Area	441 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	170 ft deep x 10 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	42 sqft
Deck Area	464 sqft
Patio Area	464 sqft
Balcony	Balcony
Balcony Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 5
Street Address	635 LLOYD RD
City	WICKLIFFE
State	OH
Zip	44092-2362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-50
Legal Description	LOT 4 TRACT 12
Legal Subdivision	KITTERY COVE 04 05
Legal Tract	12
Legal Block	B
Legal Lot Number	4
Jurisdiction	LAKE OH
Township / Civil Division	WICKLIFFE
Census Block Group	2
Census Block	2006
Census Tract	200600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	635 LLOYD RD, WICKLIFFE, OH 44092-2362
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 31, 2019	Loan Modification, Mortgage ERIEBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 16, 2012
Transfer Doc	0000027882
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	635 LLOYD RD, WICKLIFFE, OH 44092-2362
Transaction Type	Mortgage
Record Updated	Feb 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001543
Date	Jan 26, 2024
Instrument	2024R001543

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 17, 2049

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE OH
Property Address	635 LLOYD RD, WICKLIFFE, OH 44092-2362
Document Number	0000018025
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Aug 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	635 LLOYD RD WICKLIFFE OH 440922362, WICKLIFFE, OH 44092-2362

Mortgage

Document Number	0000018025
Date	Aug 2, 2019
Instrument	18025

Lender

Name	ERIEBANK
Type	Bank
Address	MENTOR, OH 44060

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Wickliffe City
Unified School District	Wickliffe City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$11,689.00 (+71.42%) Homeowner's exemption	$95,050 (-) Land $20,690 Building $74,360
2022	$6,819.00 Homeowner's exemption	$95,050 Land $20,690 Building $74,360
2021			$271,550 Land $59,100 Building $212,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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