635 Lene Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 635 Lene Ln, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,222 sqft · built 2018
Lot Size	0.152 acres (6,635 sqft)
Owner	Individual Name on Record
Last Sale	$680,000 (Mar 2024)
Tax Bill	$7,012 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`94234-43-002`

Property Details

APN / Parcel Number

Primary APN	`94234-43-002`
Alternative APN	`R1665556`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,222 sqft Living Area
Basement Area	932 sqft
Finished Basement	860 sqft
Interior Walls	Wallboard/Drywall
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2018
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,635 sqft (0.152 acres)
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R1665556
Street Address	635 LENE LN
City	BERTHOUD
State	CO
Zip	80513-2821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2, BLOCK 5, HERITAGE RIDGE THIRD FILING, BER (20170084197)
Legal Quarter	SE
Legal Subdivision	HERITAGE RIDGE 3RD FILING
Legal Block	5
Legal Lot Number	2
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	4
Census Block	4027
Census Tract	2700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	635 LENE LN, BERTHOUD, CO 80513-2821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Apr 22, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 16, 2018	Trustee's Deed, Transfer PPME LAND CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	20240008177
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 4, 2024
Property Address	635 LENE LN, BERTHOUD, CO 80513-2821
Document Number	0000008177
Instrument Date	Mar 1, 2024
Instrument	20240008177
Transaction Type	Transfer
Record Updated	Mar 11, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$68.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 LENE LN, BERTHOUD, CO 80513-2821

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	635 LENE LN, BERTHOUD, CO 80513-2821

Mortgage

Document Number	0000008178
Date	Mar 4, 2024
Instrument	20240008178

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	635 LENE LN, BERTHOUD, CO 80513-2821
Transaction Type	Mortgage
Record Updated	Mar 28, 2022
Title Company	NATIONAL 1 SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041455
Date	Apr 26, 2021
Instrument	20210041455

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 22, 2019
Property Address	635 LENE LN, BERTHOUD, CO 80513-2821
Document Number	0000019893
Instrument Date	Apr 19, 2019
Instrument	19893
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 29, 2019
Title Company	UNIFIED TITLE COMPANY INC, UNIFIED TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.82
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	635 LENE LN BERTHOUD CO 805132821, BERTHOUD, CO 80513-2821

Mortgage

Document Number	19894
Date	Apr 22, 2019
Instrument	19894

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

November 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Nov 16, 2018
Property Address	635 LENE LN, BERTHOUD, CO 80513-2821
Document Number	0000069858
Instrument Date	Nov 15, 2018
Instrument	69858
Transaction Type	Transfer
Record Updated	Nov 29, 2018
Title Company	FNTG-NCS COLORADO

Transaction

Amount	Amount Recorded
Tax	$209.25
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	212 N WAHSATCH AVE #201 COLORADO SPRINGS CO 809033475, 201, COLORADO SPRINGS, CO 80903-3475
Investor	Possibly a Property Investor

Mortgage

Document Number	69962
Date	Nov 16, 2018
Instrument	69962

Lender

Name	PPME LAND CORP
Address	212 N WAHSATCH AVE # 301, COLORADO SPRINGS, CO 80903-3476

Agreement

Amount	Amount Recorded
Term	24 Months
Due	Nov 15, 2020

Interest

Rate	12%

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
Municipality	Berthoud Town
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,012.00 (+3.35%)	$39,075 (-9.23%) Land $10,056 Building $29,019	$625,200 (-2.69%) Land $160,900 Building $464,300
2023	$6,785.00 (+24.38%)	$43,047 (+32.23%) Land $10,780 Building $32,267	$642,500 (+37.17%) Land $160,900 Building $481,600
2022	$5,455.00	$32,554 Land $7,993 Building $24,561	$468,400 Land $115,000 Building $353,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hilltop Broadband Fiber	1,000 / 1,000
Vistabeam Fixed Wireless	500 / 80
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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