635 Laplaisance Rd, Monroe, MI 48161 Property Records

Monroe County property record for 635 Laplaisance Rd, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1918
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$155,000 (Apr 2026)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`55-39-00148-000`

Property Details

APN / Parcel Number

Primary APN	`55-39-00148-000`
Alternative APN	`55 390 014 80`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
1st Floor Area	660 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	160 ft deep x 37.8 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	65 sqft
Deck Area	248 sqft
Patio Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	635 LAPLAISANCE RD
City	MONROE
State	MI
Zip	48161-1325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	HASKELL PLAT NO 2 COMM AT A PT 140.02 FT S 9D E FR NW COR LOT 40 HASKELL PLAT NO 2; TH S 9D E 40.77 FT; TH S 60D 42M E 192.53
Legal Subdivision	HASKELL 2
Legal Lot Number	40
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2010
Census Tract	832000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Village Historic District listed 1982 · 545 contributing resources · NRIS 82002854

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 LAPLAISANCE RD, MONROE, MI 48161-1325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Mar 23, 2020	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 AT SUBURBAN
Jan 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Jun 11, 2020 · Amount on Record
Deed Document Number	20267636
Prior Transfer Date	Feb 23, 2012
Prior Transfer Doc	0000003710
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 29, 2026
Property Address	635 LAPLAISANCE RD, MONROE, MI 48161-1325
Document Number	0000007636
Instrument Date	Apr 27, 2026
Instrument	20267636
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$117,412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 LAPLAISANCE RD, MONROE, MI 48161-1325

Mortgage

Document Number	0000007846,
Date	Apr 29, 2026
Instrument	20267846

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 11, 2020
Property Address	635 LAPLAISANCE RD, MONROE, MI 48161-1325
Document Number	0000011268
Instrument Date	Mar 23, 2020
Instrument	11268
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$756.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15290 S TELEGRAPH RD MONROE MI 481614064, MONROE, MI 48161-4064

Mortgage

Document Number	7127
Date	Jun 11, 2020
Instrument	7127

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	635 LAPLAISANCE RD, MONROE, MI 48161-1325
Document Number	0000007127
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15290 S TELEGRAPH RD MONROE MI 481614064, MONROE, MI 48161-4064

Mortgage

Document Number	0000007127
Date	Apr 16, 2020
Instrument	7127

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jan 22, 2019
Property Address	635 LAPLAISANCE RD, MONROE, MI 48161-1325
Document Number	0000001039
Instrument Date	Jan 10, 2019
Instrument	1039
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7883 ELMWAY DR MONROE MI 481614705, MONROE, MI 48161-4705

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,900 (+5.97%) Land $47,900	$95,800 (+5.97%) Land $95,800
2025	$1,739.00 (+12.56%)	$45,200 (+29.22%) Land $45,200	$90,400 (+29.22%) Land $90,400
2023	$1,545.00 Homeowner's exemption	$34,980	$69,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, T-Mobile, Verizon.

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