635 Lakeside Dr, Jackson, KY 41339 Property Records

Breathitt County property record for 635 Lakeside Dr, Jackson, KY 41339

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2019
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,364 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2018 Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`102-00-00-102.00`

Property Details

APN / Parcel Number

Primary APN	`102-00-00-102.00`
Alternative APNs	`4917` `6536`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Basement Area	812 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Mobile Home
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Mixed
Driveway	Paver Driveway
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	6536
Street Address	635 LAKESIDE DR
City	JACKSON
State	KY
Zip	41339-7485
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.50 AC 1 HOUSE
Legal Subdivision	THE LAKESIDE ESTATE SUBDIVISION
Jurisdiction	BREATHITT KY
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2001
Census Tract	920301

Owner

Source: Breathitt County records, as of March 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 LAKESIDE DR, JACKSON, KY 41339-7485
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA
Aug 1, 2018	Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK & TRUST CO OF JACKSON
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA
May 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK JACKSON

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	635 LAKESIDE DR, JACKSON, KY 41339-7485
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000M174/58
Date	Aug 31, 2022
Book Page	M174/58
Instrument	125043

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 19, 2042

Interest

Rate Type	Adjustable Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	635 LAKESIDE DR, JACKSON, KY 41339-7485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M160/353
Date	Aug 1, 2018
Book Page	M160/353
Instrument	117948

Lender

Name	CITIZENS BANK & TRUST CO OF JACKSON
Type	Bank
Address	JACKSON, KY 41339

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 16, 2019

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	635 LAKESIDE DR, JACKSON, KY 41339-7485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M160/139
Date	Jun 14, 2018
Book Page	M160/139
Instrument	117753

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Apr 16, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	635 LAKESIDE DR, JACKSON, KY 41339-7485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M167/468
Date	Oct 19, 2020
Book Page	M167/468
Instrument	579060

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREATHITT KY
Property Address	635 LAKESIDE DR, JACKSON, KY 41339-7485
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M163/11
Date	May 14, 2019
Book Page	M163/11
Instrument	119538

Lender

Name	FIRST NATIONAL BANK JACKSON
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Breathitt County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Breathitt County
Municipality	Jackson City
Unified School District	Breathitt County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,364.00 (+4.37%)	$165,000 (-) Land $25,000 Building $140,000	$165,000 (-) Land $25,000 Building $140,000
2023	$2,265.00	$165,000	$165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	731.5 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	15 (2003–2025)
Most Recent Claim	Feb 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Feb 2025 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 6 claims Severe, Storms, Flooding, Landslides, And Mudslides, Mar 2021 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 76% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON MUNICIPAL WATER WORKS serves 4,704 people · EPA ID KY0130208
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	Coliform assessment Oct 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Thacker-Grigsby Telephone Fiber	1,000 / 1,000
Crystal Broadband Networks Fiber	1,000 / 1,000

May also be available: T-Mobile.

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