635 Lakeridge Dr, Auburn, CA 95603 Property Records

Placer County property record for 635 Lakeridge Dr, Auburn, CA 95603

Property Summary

Property Type	Duplex
Details	6 bd · 4 ba · 4,375 sqft · built 2018
Lot Size	0.477 acres (20,785 sqft)
Owner	Trust Name on File
Last Sale	$1,050,000 (Jul 2018)
Tax Bill	$15,175 (2025)
Deeds & Mortgages	Nov 2020 Second Mortgage Sep 2018 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`042-410-091-000`

Property Details

APN / Parcel Number

Primary APN	`042-410-091-000`
Alternative APNs	`042410027000` `042-410-091`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Building Area	4,375 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Duplex Single
Construction Type	Wood
Lot Area	20,785 sqft (0.477 acres)
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	042-410-091
Street Address	635 LAKERIDGE DR
City	AUBURN
State	CA
Zip	95603-6067
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT 77 MEADOWBROOK W-63 & POR ROAD
Legal Subdivision	MEADOWBROOK
Legal Lot Number	77
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3054
Census Tract	20502

Owner

635 Lakeridge Dr, a duplex, is owner-occupied and held in a trust since July 2018.

Source: Placer County records, as of September 25, 2026

Owner of Record	Trust Name on File
Mailing Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY COMMERCIAL BANK
Sep 20, 2018	Deed of Trust, Mortgage · Commercial Mortgage BAY COMMERCIAL BANK
Jan 6, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jan 26, 2022	Deed of Trust, Mortgage · SBA Mortgage BAY COMMERCIAL BANK
May 1, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 6, 2018	Grant Deed, Transfer · ARM HOMESTREET BANK
Jun 22, 2017	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE COMPANY
Jun 22, 2017	Grant Deed, Construction Loan OLD REPUBLIC TITLE
Jan 20, 2017	Grant Deed, Transfer · Conventional Mortgage DANIEL L & ANNA DEVER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2018 · Amount on File
Deed Sale	Jul 6, 2018 · Amount on File
Prior Sale	Jun 22, 2017 · Amount on File
Deed Document Number	201848372
Prior Transfer Date	Dec 6, 2011
Prior Transfer Doc	0000097981
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067

Mortgage

Document Number	0000135363
Date	Nov 19, 2020
Instrument	2020-0135363

Lender

Name	BAY COMMERCIAL BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067986
Date	Sep 20, 2018
Instrument	2018-0067986

Lender

Name	BAY COMMERCIAL BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067

Mortgage

Document Number	0000001640
Date	Jan 6, 2022
Instrument	2022-0001640

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067

Mortgage

Document Number	0000007751
Date	Jan 26, 2022
Instrument	2022-0007751

Lender

Name	BAY COMMERCIAL BANK
Type	Bank
Address	WALNUT CREEK, CA 94596

Agreement

Type	SBA Mortgage
Amount	Amount on Record

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Document Number	0000044263
Instrument Date	May 1, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	635 LAKERIDGE DR AUBURN CA 956036067, AUBURN, CA 95603-6067

Mortgage

Document Number	0000044263
Date	May 13, 2020
Instrument	44263

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 6, 2018
Property Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Document Number	0000048372
Map Reference	MB W PG63
Instrument Date	Jun 27, 2018
Instrument	2018-0048372
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067

Mortgage

Document Number	0000048373
Date	Jul 6, 2018
Instrument	2018-0048373

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	1-Year LIBOR
Max Rate	10%

Mortgage

Document Number	0000048374
Date	Jul 6, 2018
Instrument	2018-0048374

Lender

Name	HOMESTREET BANK
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jun 22, 2017
Property Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Document Number	0000046209
Map Reference	MAP W PG63
Instrument Date	Jun 20, 2017
Instrument	2017-0046209
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3546 ALTAMONT DR, CARMICHAEL, CA 95608-2806

June 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jun 22, 2017
Property Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Document Number	0000046210
Instrument Date	Jun 19, 2017
Instrument	46210
Transaction Type	Construction Loan
Record Updated	Jun 30, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$176.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3546 ALTAMONT DR CARMICHAEL CA 956082806, CARMICHAEL, CA 95608-2806

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 20, 2017
Property Address	635 LAKERIDGE DR, AUBURN, CA 95603-6067
Document Number	0000004416
Instrument Date	Jan 10, 2017
Instrument	4416
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1420 E ROSEVILLE PKWY #241 ROSEVILLE CA 956613078, 241, ROSEVILLE, CA 95661-3078

Mortgage

Document Number	4417,
Date	Jan 20, 2017
Instrument	4417

Lender

Name	DANIEL L & ANNA DEVER
Address	2643 SHIRLAND TRACT RD, AUBURN, CA 95603-9415
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 635 Lakeridge Dr was $15,175 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,369,502 (+2%) Land $256,008 Building $1,113,494
2025	$15,175.00 Homeowner's exemption	$1,342,650 Land $250,989 Building $1,091,661
2023	$13,223.00 (+0.48%) Homeowner's exemption	$1,125,809 Land $241,244 Building $884,565
2022	$13,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 635 Lakeridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Lakeridge Dr is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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