Rowan County property record for 635 Lake Wright Rd, China Grove, NC 28023
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,567 sqft · built 2002 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Jun 2024) |
| Tax Bill | $3,421 (2026) |
| Deeds & Mortgages | Mar 2020 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120D012 |
| Primary APN | 120D012 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,567 sqft Living Area |
| 1st Floor Area | 2,355 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Lot Area | 33,106 sqft (0.76 acres) |
| Garage Area | 634 sqft |
| Porch | Porch |
| Porch Area | 232 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 635 LAKE WRIGHT RD |
|---|---|
| City | CHINA GROVE |
| State | NC |
| Zip | 28023-7751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L12 .76AC |
| Legal Subdivision | LANDONS RUN |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CHINA GROVE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 51802 |
635 Lake Wright Rd is owned and occupied by two individuals who bought it in June 2024.
Source: Rowan County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 LAKE WRIGHT RD, CHINA GROVE, NC 28023-7751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 15, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage DITECH FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 20, 2024 · Amount on File |
| Deed Sale | Jun 20, 2024 · Amount on File |
| Prior Sale | Oct 19, 2018 · Amount on File |
| Deed Book / Page | 1444 / 55 |
| Prior Transfer Date | May 9, 2019 |
| Prior Transfer Doc | 0013270681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 635 LAKE WRIGHT RD, CHINA GROVE, NC 28023-7751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013450279 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 1345/279 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | KANNAPOLIS, NC 28082 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 635 LAKE WRIGHT RD, CHINA GROVE, NC 28023-7751 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0013530712 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 1353/712 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | May 15, 2019 |
| Property Address | 635 LAKE WRIGHT RD, CHINA GROVE, NC 28023-7751 |
| Document Number | 0013270681 |
| Book / Page | 1327 / 0681 |
| Map Reference | MAP 9995 PG 3661 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 635 LAKE WRIGHT RD, CHINA GROVE, NC 28023-7751 |
| Document Number | 13270682 |
|---|---|
| Date | May 15, 2019 |
| Instrument | 1327/0682 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Oct 19, 2018 |
| Property Address | 635 LAKE WRIGHT RD, CHINA GROVE, NC 28023-7751 |
| Document Number | 0013170550 |
| Book / Page | 1317 / 0550 |
| Map Reference | PG 3661 |
| Instrument Date | Oct 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $636.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1315A PATTERSON ST, 1315A, CHINA GROVE, NC 28023-5708 |
| Name | Verified Name |
|---|---|
| Address | 635 LAKE WRIGHT RD, CHINA GROVE, NC 28023-7751 |
| Document Number | 13170551 |
|---|---|
| Date | Oct 19, 2018 |
| Instrument | 1317/0551 |
| Name | DITECH FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2038 |
The 2026 property tax bill for 635 Lake Wright Rd was $3,421.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,421.00 | $505,050 (-) Land $72,000 Building $433,050 | $505,050 Land $72,000 Building $433,050 |
| 2025 | $3,421.00 | $505,050 Land $72,000 Building $433,050 | |
| 2023 | $3,421.00 | $505,050 Land $72,000 Building $433,050 | $505,050 Land $72,000 Building $433,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Lake Wright Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 635 Lake Wright Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOGWOOD ESTATES private · serves 64 people · EPA ID NC0180188 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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