State of Hawaii and Honolulu County property record for 635 Kuliouou Rd, Honolulu, HI 96821
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 2,593 sqft · built 1982 |
| Lot Size | 0.12 acres (5,225 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,060 (2026) |
| Deeds & Mortgages | Jun 2018 Line of Credit Aug 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-3-8-017-010 |
| Primary APN | 1-3-8-017-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,593 sqft Living Area |
| Gross Area | 3,149 sqft |
| 1st Floor Area | 1,363 sqft |
| 2nd Floor Area | 1,230 sqft |
| Interior Walls | Plaster |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,225 sqft (0.12 acres) |
| Garage Type | Carport |
| Garage Area | 388 sqft |
| Carport | Carport |
| Carport Area | 388 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 556 sqft |
| Cooling System | Central |
|---|
| Street Address | 635 KULIOUOU RD |
|---|---|
| City | HONOLULU |
| State | HI |
| Zip | 96821-2435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U/04/00 |
| Legal Description | LOT 78 KAU HALE AUPUNI OKULIOUOU FP 1703 5,225 SF TOG/E FOR RDWY OVER LOT R-8 FP 1703 |
| Legal Subdivision | KAU HALE AUPUNI OKULIOUOU |
| Legal Lot Number | 78 |
| Jurisdiction | HONOLULU HI |
| Township / Civil Division | HONOLULU |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 200 |
Source: State of Hawaii and Honolulu County records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 8, 2018 | Deed of Trust, Mortgage · Line of Credit AMERICAN SAVINGS BANK FSB |
| Aug 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST HAWAIIAN BANK |
| Jan 13, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Jul 14, 2021 | Intrafamily Transfer, Transfer |
| Aug 30, 2017 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Aug 30, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 5, 2021 |
| Transfer Doc | 0078650607 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE GUARANTY |
| Name | Verified Name |
|---|
| Document Number | 0A67330197 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | A-67330197 |
| Name | AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96813 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HONOLULU HI |
| Property Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OR |
| Name | Verified Name |
|---|
| Document Number | 0A71800173 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | A-71800173 |
| Name | FIRST HAWAIIAN BANK |
|---|---|
| Type | Bank |
| Address | HONOLULU, HI 96813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Jan 13, 2021 |
| Property Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Document Number | 0A76830308 |
| Instrument Date | Jan 5, 2021 |
| Instrument | A-76830308 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | FNTC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Document Number | 0A76830309 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | A-76830309 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Jul 14, 2021 |
| Property Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Document Number | 0A78650607 |
| Instrument Date | Jan 5, 2021 |
| Instrument | A-78650607 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Aug 30, 2017 |
| Property Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Document Number | 0A64510109 |
| Instrument Date | Aug 24, 2017 |
| Instrument | A64510109 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 635 KULIOUOU RD HONOLULU HI 968212435, HONOLULU, HI 96821-2435 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HONOLULU HI |
| Recording Date | Aug 30, 2017 |
| Property Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Document Number | 0A64510107 |
| Instrument Date | Aug 23, 2017 |
| Instrument | A-64510107 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Title Company | FIDELITY NATL TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 635 KULIOUOU RD, HONOLULU, HI 96821-2435 |
| Document Number | 0A64510108 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | A-64510108 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
Source: State of Hawaii and Honolulu County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Honolulu County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,060.00 Homeowner's exemption | $1,452,000 (+9.99%) Land $894,700 Building $557,300 | $1,452,000 (+9.99%) Land $894,700 Building $557,300 |
| 2025 | $4,060.00 (+15.28%) | $1,320,100 (+13.17%) Land $849,500 Building $470,600 | $1,320,100 (+13.17%) Land $849,500 Building $470,600 |
| 2024 | $3,522.00 (-2.09%) | $1,166,500 (-0.11%) Land $849,500 Building $317,000 | $1,166,500 (-0.11%) Land $849,500 Building $317,000 |
| 2023 | $3,597.00 (+7.92%) | $1,167,800 Land $809,000 Building $358,800 | $1,167,800 Land $809,000 Building $358,800 |
| 2022 | $3,333.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 130 (1978–2021) |
| Claims Outside the SFHA | 11 of 130 |
| Most Recent Claim | Dec 2021 · Severe Storms, Flooding, And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 93% of the US · above 95% of Hawaii |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HNL-WINDWARD-PEARL HARBOR serves 631,389 people · EPA ID HI0000331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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