635 Jackson St, Aurora, IL 60505 Property Records

Kane County property record for 635 Jackson St, Aurora, IL 60505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1920
Lot Size	0.174 acres (7,564 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2021)
Tax Bill	$3,862 (2025)
Deeds & Mortgages	May 2022 Mortgage Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-27-401-048`

Property Details

APN / Parcel Number

Primary APN	`15-27-401-048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
Gross Area	2,472 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	7,564 sqft (0.174 acres)
Lot Dimensions	175 ft deep x 43 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	635 JACKSON ST
City	AURORA
State	IL
Zip	60505-5208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L COULTERS SUBDN : S 35 FT LOT 6 & : N 8 FT LOT 7 BLK 2 LOT DIMENSIONS: 43 X 175.91 APPROX LOT SQ FT 7564 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	L COULTERS SUB
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4004
Census Tract	854301

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	635 JACKSON ST, AURORA, IL 60505-5208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 28, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 30, 2017	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS
Mar 17, 2017	Special Warranty Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2021 · Amount on Record
Deed Sale	Jul 28, 2021 · Amount on Record
Prior Sale	Oct 30, 2017 · Amount on Record
Deed Document Number	202157862
Prior Transfer Date	Jan 12, 2007
Prior Transfer Doc	0000013694
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	635 JACKSON ST, AURORA, IL 60505-5208
Transaction Type	Mortgage
Record Updated	May 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000025
Date	May 25, 2022
Instrument	2022K000025

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Dec 1, 2047

Interest

Rate	2.5%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 28, 2021
Property Address	635 JACKSON ST, AURORA, IL 60505-5208
Document Number	0000057862
Instrument Date	Jun 30, 2021
Instrument	2021K057862
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 JACKSON ST, 635, AURORA, IL 60505-5208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ROBIN RD, CARPENTERSVILLE, IL 60110-1643

Mortgage

Document Number	0000057863
Date	Jul 28, 2021
Instrument	2021K057863

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate	4.5%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 30, 2017
Property Address	635 JACKSON ST, AURORA, IL 60505-5208
Document Number	0000056846
Instrument Date	Oct 19, 2017
Instrument	56846
Transaction Type	Transfer
Record Updated	Nov 29, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 JACKSON ST AURORA IL 605055208, AURORA, IL 60505-5208
Investor	Possibly a Property Investor

Mortgage

Document Number	56847
Date	Oct 30, 2017
Instrument	56847

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Mar 17, 2017
Property Address	635 JACKSON ST, AURORA, IL 60505-5208
Document Number	0000013909
Instrument Date	Dec 29, 2016
Instrument	2017K013909
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$182.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2S670 BUCKTHORN CT, WARRENVILLE, IL 60555-1400

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,862.00 (+29.25%) Homeowner's exemption	$67,133 (+9.39%) Land $5,748 Building $61,385	$201,480 (+9.39%) Land $17,251 Building $184,229
2024		$61,371 (+35.39%) Land $5,255 Building $56,116	$184,187 (+35.45%) Land $15,771 Building $168,415
2022	$2,988.00 (+2.26%) Homeowner's exemption	$45,328 (+7.41%) Land $4,284 Building $41,044	$135,984 (+7.41%) Land $12,852 Building $123,132
2021	$2,922.00 Homeowner's exemption	$42,200 Land $3,988 Building $38,212	$126,600 Land $11,964 Building $114,636

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 772 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Watch TV.

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