635 Greer Ridge Rd, Moss, TN 38575 Property Records

Clay County property record for 635 Greer Ridge Rd, Moss, TN 38575

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,746 sqft · built 2003
Lot Size	10.4 acres (453,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Nov 2007)
Tax Bill	$1,778 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`014021 01201`

Property Details

APN / Parcel Number

Primary APN	`014021 01201`
Alternative APN	`021 01201`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	2,746 sqft Living Area
1st Floor Area	2,112 sqft
Upper Floors Area	2,112 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	453,460 sqft (10.4 acres)
Terrain	Mountain
Shed	1 Shed
Shed Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	635 GREER RIDGE RD
City	MOSS
State	TN
Zip	38575-6010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R01
Jurisdiction	CLAY TN
Township / Civil Division	1
Census Block Group	1
Census Block	1000
Census Tract	955100

Owner

Source: Clay County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 100081, DULUTH, GA 30096-9377
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
May 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC
May 24, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2007 · Amount on Record
Deed Sale	Nov 30, 2007 · Amount on Record
Prior Sale	Aug 27, 2002 · Amount on Record
Deed Book / Page	90 / 289
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	635 GREER RIDGE RD, MOSS, TN 38575-6010
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	UNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 GREER RIDGE RD, MOSS, TN 38575-6010

Mortgage

Document Number	0TD186/551
Date	Oct 23, 2025
Book Page	TD186/551
Instrument	25001264

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33401

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	635 GREER RIDGE RD, MOSS, TN 38575-6010
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	PREMIER TITLE AND ESCROW LLC, PREMIUM TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 GREER RIDGE RD, MOSS, TN 38575-6010

Mortgage

Document Number	0TD174/463
Date	May 26, 2023
Book Page	TD174/463
Instrument	23000641

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY TN
Property Address	635 GREER RIDGE RD, MOSS, TN 38575-6010
Transaction Type	Mortgage
Record Updated	Jun 9, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	TD163/620
Date	May 24, 2021
Book Page	TD163/620
Instrument	21000706

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,778.00	$68,375 (-) Land $7,050 Building $61,325
2023		$68,375 (-) Land $7,050 Building $61,325
2022	$1,778.00	$68,375 Land $7,050 Building $61,325	$273,500 Land $28,200 Building $245,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHWEST CLAY COUNTY UTILITY serves 4,437 people · EPA ID TN0000573
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000

Cell Coverage

5G and 4G LTE (outdoors only)

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