635 Gable St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 635 Gable St, Waterloo, IA 50703 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	1,120 sqft Living Area
Lot Size	13,871 sqft (0.318 acres)
Garage	Attached, 480 sqft
Tax Bill	$2,266.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-13-451-037`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,120 sqft Living Area
1st Floor	1,120 sqft 1st Floor
Basement Area	1,120 sqft Basement
Finished Basement	850 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	13,871 sqft (0.318 acres)
Depth X Width	143 ft x 97 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	635 GABLE ST
City	WATERLOO
State	IA
Zip	50703-2711
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PEEKS SECOND ADDITION LOT 7 BLK 7 LOT 8 BLK 7
Legal Range	13W
Legal Township	89N
Legal Section	13
Legal Subdivision	PEEKS SECOND ADDITION
Legal Block	7
Legal Lot Number	7,8
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2000
Census Tract	1701

Owner

Source: Black Hawk County records · APN 8913-13-451-037

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	205 OGDEN AVE, EVANSDALE, IA 50707-4017
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	635 GABLE ST, WATERLOO, IA 50703-2711
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800007579
Date	Oct 30, 2017
Instrument	2018-00007579

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 01, 2045

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,266.00	$122,990 (+17.75%) Land $12,250 Building $110,740	$122,990 (+17.75%) Land $12,250 Building $110,740
2024	$2,266.00 (+38.85%)
2023		$104,450 (+40.48%) Land $12,250 Building $92,200	$104,450 (+40.48%) Land $12,250 Building $92,200
2022	$1,632.00	$74,350 Land $12,250 Building $62,100
2021			$74,350 Land $12,250 Building $62,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 3% of the US · above 24% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.