635 Front St, El Cajon, CA 92020 Property Records

San Diego County property record for 635 Front St, El Cajon, CA 92020 · Last verified August 2026

Property Summary

Property Type	Light Industrial
Details	2,800 sqft · built 1974
Lot Size	0.38 acres (16,552 sqft)
Owner	2 Company Names on File
Last Sale	$6,515,000 (Aug 2026)
Tax Bill	$50,642 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`487-490-14-00`

Property Details

APN / Parcel Number

Primary APN	`487-490-14-00`

Interior

Stories	2 Stories
Building Area	2,800 sqft Total Area
Gross Area	22,800 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Metal
Construction Type	Frame
Lot Area	16,552 sqft (0.38 acres)
Garage Type	Open
Garage Area	20,000 sqft

Utilities, Heating & Cooling

Cooling System	A/C Office Only
Heating System	HVAC

Location & Zoning

Street Address	635 FRONT ST
City	EL CAJON
State	CA
Zip	92020-4232
Property Category	Industrial
Property Type	Industrial > Light Industrial
Legal Description	BLK 19 LOT 1 /EXC ST OP/ ST CLSD ADJ & TR 000874
Legal Subdivision	JOHNSONS RESUB
Legal Tract	000874
Legal Block	19
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1006
Census Tract	16000

Owner

Source: San Diego County records · APN 487-490-14-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	27 CASTLEROCK, IRVINE, CA 92603-0148
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Grant Deed, Transfer · Conventional Mortgage MERCHANTS BANK
Nov 02, 2022	Grant Deed, Transfer · Stand-Alone First Mortgage CITIZENS BUSINESS BANK
Nov 02, 2022	Correction Deed CORINTHIAN TITLE COMPANY
Oct 29, 2021	Grant Deed, Transfer · Commercial Mortgage WESTERN ALLIANCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Nov 02, 2022 · Amount on Record
Deed Document Number	2026236191
Prior Transfer Date	Dec 23, 2006
Prior Transfer Doc	0000002834
Record Updated	Sep 20, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2026
Property Address	635 FRONT ST, EL CAJON, CA 92020-4232
Document Number	0000236191
Instrument Date	Jul 30, 2026
Instrument	2026236191
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$723,816.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	27 CASTLEROCK, IRVINE, CA 92603-0148

Mortgage

Document Number	0000236192,
Date	Aug 12, 2026
Instrument	2026236192

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.43%
Max Rate	-1%

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 02, 2022
Property Address	635 FRONT ST, EL CAJON, CA 92020-4232
Document Number	0000421764
Map Reference	MAP 874
Instrument Date	Oct 21, 2022
Instrument	2022-0421764
Transaction Type	Transfer
Record Updated	Nov 10, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23832 HILLHURST DR, LAGUNA NIGUEL, CA 92677-2237

Mortgage

Document Number	0000421765
Date	Nov 02, 2022
Instrument	2022-0421765

Lender

Name	CITIZENS BUSINESS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 02, 2022
Property Address	635 FRONT ST, EL CAJON, CA 92020-4232
Document Number	0000421763
Map Reference	MAP 874
Instrument Date	Oct 20, 2022
Instrument	2022-0421763
Record Updated	Nov 10, 2022
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7775 ARJONS DR, SAN DIEGO, CA 92126-4366

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 29, 2021
Property Address	635 FRONT ST, EL CAJON, CA 92020-4232
Document Number	0000757016
Map Reference	MAP 874
Instrument Date	Aug 10, 2021
Instrument	2021-0757016
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2365 NORTHSIDE DR STE 150, 150, SAN DIEGO, CA 92108-2719

Mortgage

Document Number	0000757017
Date	Oct 29, 2021
Instrument	2021-0757017

Lender

Name	WESTERN ALLIANCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2026		$4,308,502 (+2%) Land $1,180,062 Building $3,128,440
2025	$50,642.00 (-1.16%)	$4,224,023 (+49.77%) Land $1,156,924 Building $3,067,099
2024	$51,238.00 (+47.66%)
2023	$34,701.00 (+1.84%)	$2,820,300 Land $780,300 Building $2,040,000
2022	$34,073.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730160001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 520 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Wyyerd Group, Verizon, T-Mobile USA, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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