635 Front St, Dunellen, NJ 08812 Property Records

Middlesex County and Dunellen Borough property record for 635 Front St, Dunellen, NJ 08812

Property Summary

Property Type	Single Family Home
Details	2,470 sqft · built 1903
Lot Size	0.111 acres (4,848 sqft)
Owner	Company Name on Record
Last Sale	$315,000 (Jan 2019)
Tax Bill	$12,358 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-00034-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`03-00034-0000-00016`
Alternative APN	`030003400016`

Interior

Stories	2 Stories
Building Area	2,470 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1923
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	4,848 sqft (0.111 acres)
Lot Dimensions	97 ft deep x 50 ft wide

Location & Zoning

Street Address	635 FRONT ST
City	DUNELLEN
State	NJ
Zip	08812-1011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	50X97
Legal Subdivision	EQUATOR PARK
Legal Block	34
Legal Lot Number	16
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	DUNELLEN
Census Block Group	3
Census Block	3011
Census Tract	300

Owner

Source: Middlesex County and Dunellen Borough records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	635 FRONT ST, DUNELLEN, NJ 08812-1011
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 9, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 9, 2020	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jan 18, 2019	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	20194496
Deed Book / Page	17402 / 882
Prior Transfer Date	Dec 1, 2011
Prior Transfer Doc	0000000737
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	635 FRONT ST, DUNELLEN, NJ 08812-1011
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 FRONT ST, DUNELLEN, NJ 08812-1011

Mortgage

Document Number	0000008843
Date	Feb 15, 2024
Book Page	19400/455
Instrument	2024008843

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Feb 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	635 FRONT ST, DUNELLEN, NJ 08812-1011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112177
Date	Nov 9, 2020
Book Page	18120/1442
Instrument	2020112177

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Feb 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	635 FRONT ST, DUNELLEN, NJ 08812-1011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAX TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002643
Date	Jan 9, 2020
Book Page	17744/1841
Instrument	2020002643

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 18, 2019
Property Address	635 FRONT ST, DUNELLEN, NJ 08812-1011
Document Number	201900004496
Book / Page	17402 / 0882
Map Reference	MAP 613-127
Instrument Date	Dec 21, 2018
Instrument	201900004496
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	147 MOUNTAIN AVE, 147, WARREN, NJ 07059-5234

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	635 FRONT ST, DUNELLEN, NJ 08812-1011

Mortgage

Document Number	201900004497
Date	Jan 18, 2019
Instrument	201900004497

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Dunellen Borough
Unified School District	Dunellen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,400 (+13%) Land $99,200 Building $471,200	$570,400 (+13%) Land $99,200 Building $471,200
2025	$12,358.00 (-2.39%)	$504,800 (+10.17%) Land $99,200 Building $405,600	$504,800 (+10.17%) Land $99,200 Building $405,600
2024	$12,660.00 (+7.42%)
2023		$458,200 Land $99,200 Building $359,000	$458,200 Land $99,200 Building $359,000
2022	$11,786.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 individual policies
Nearby Flood Policies	20 units insured incl. 2 condo units
Nearby Flood Claims	49 (1996–2025)
Claims Outside the SFHA	7 of 49
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 10 claims Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Flooding, Mar 2010 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Front St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures