Orange County property record for 635 Flagler Dr, Orlando, FL 32809
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,425 sqft · built 1972 |
| Lot Size | 0.184 acres (7,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Jun 2015) |
| Tax Bill | $3,982 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-23-29-8108-14-060 |
| Primary APN | 26-23-29-8108-14-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| Gross Area | 1,513 sqft |
| 1st Floor Area | 1,425 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,999 sqft (0.184 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 88 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 635 FLAGLER DR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32809-6522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | SKY LAKE UNIT ELEVEN A 3/90 LOT 1406 |
| Legal Range | 29E |
| Legal Township | 23S |
| Legal Section | 26 |
| Legal Subdivision | SKY LAKE UT 11A |
| Legal Tract | 8108 |
| Legal Block | 14 |
| Legal Lot Number | 1406 |
| Legal Unit | ELEVEN |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14202 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 635 FLAGLER DR, ORLANDO, FL 32809-6522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2024 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Mar 1, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2015 · Amount on Record |
| Deed Sale | Jun 30, 2015 · Amount on Record |
| Prior Sale | Dec 11, 2013 |
| Deed Document Number | 2015337353 |
| Deed Book / Page | 10944 / 3673 |
| Prior Transfer Date | Dec 4, 2013 |
| Prior Transfer Doc | 0000648811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 635 FLAGLER DR, ORLANDO, FL 32809-6522 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 635 FLAGLER DR, ORLANDO, FL 32809-6522 |
| Document Number | 0000211297 |
|---|---|
| Date | Apr 11, 2024 |
| Instrument | 20240211297 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Apr 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 635 FLAGLER DR, ORLANDO, FL 32809-6522 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 635 FLAGLER DR, ORLANDO, FL 32809-6522 |
| Document Number | 0000689297 |
|---|---|
| Date | Nov 14, 2022 |
| Instrument | 20220689297 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | Apr 1, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 635 FLAGLER DR, ORLANDO, FL 32809-6522 |
| Document Number | 0000221578 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 635 FLAGLER DR ORLANDO FL 328096522, ORLANDO, FL 32809-6522 |
| Document Number | 0000221578 |
|---|---|
| Date | Apr 13, 2018 |
| Instrument | 221578 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 635 FLAGLER DR, ORLANDO, FL 32809-6522 |
| Document Number | 0000199456 |
| Instrument Date | Mar 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 635 FLAGLER DR ORLANDO FL 328096522, ORLANDO, FL 32809-6522 |
| Document Number | 0000199456 |
|---|---|
| Date | Apr 4, 2018 |
| Instrument | 199456 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 3, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $262,075 (-0.39%) Land $80,000 Building $182,075 | $262,075 (-2.37%) Land $80,000 Building $182,075 | |
| 2025 | $3,982.00 (+5.54%) Homeowner's exemption | $263,094 (+5.99%) | $268,445 (+8.14%) Land $80,000 Building $188,445 |
| 2024 | $3,773.00 (+7.37%) | ||
| 2023 | $3,514.00 (+123.96%) Homeowner's exemption | $248,232 (+100.24%) Land $80,000 Building $168,232 | $248,232 (+22.28%) Land $80,000 Building $168,232 |
| 2022 | $1,569.00 Homeowner's exemption | $123,970 | $202,997 Land $60,000 Building $142,997 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORLANDO UTILITIES COMMISSION serves 536,466 people · EPA ID FL3480962 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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