635 Felix Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 635 Felix Rd, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,560 sqft · built 2020
Lot Size	10.4 acres (453,024 sqft)
Owner	Individual Name on Record
Last Sale	$24,000 (Feb 2017)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Aug 2019 Construction Loan Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`452300041248000`

Property Details

APN / Parcel Number

Primary APN	`452300041248000`
Alternative APN	`45209`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,560 sqft Heated Area
Flooring	Carpet
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	453,024 sqft (10.4 acres)
Lot Width	401 ft Width
Deck Area	496 sqft
Shed	1 Shed
Shed Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	45209
Street Address	635 FELIX RD
City	MURPHY
State	NC
Zip	28906-9470
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TR 25 HEMLOCK MEADOWS 813/105 1451/611 A/45C
Legal Tract	25
Jurisdiction	CHEROKEE NC
Township / Civil Division	SHOAL CREEK
Census Block Group	2
Census Block	2009
Census Tract	930606

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	635 FELIX RD, MURPHY, NC 28906-9470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Deed of Trust, Mortgage · Construction Mortgage ENTEGRA BANK
Feb 27, 2017	Warranty Deed, Transfer · Stand-Alone First Mortgage JAMES W BRAND ETUX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 27, 2017 · Amount on Record
Deed Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	00825
Deed Book / Page	01555 / 0465
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	635 FELIX RD, MURPHY, NC 28906-9470
Transaction Type	Mortgage
Record Updated	Aug 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01622/0001
Date	Aug 28, 2019
Book Page	01622/0001
Instrument	04003

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	1-Year LIBOR
Max Rate	10.5%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 27, 2017
Property Address	635 FELIX RD, MURPHY, NC 28906-9470
Document Number	01555/0465
Book / Page	01555 / 0465
Map Reference	MB 4 PG 10
Instrument Date	Feb 16, 2017
Instrument	00825
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 SIMONTON RD, 37, LAWRENCEVILLE, GA 30046-6465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7211 TARRYTOWN DR, SPRING HILL, FL 34606-5073

Mortgage

Document Number	00826
Date	Feb 27, 2017
Instrument	00826

Lender

Name	JAMES W BRAND ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 22, 2020

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,515.00	$197,290 (-)	$197,290 (-) Land $52,000 Building $145,290
2023		$197,290	$197,290 Land $52,000 Building $145,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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