635 Fairview Ave, Cumberland, MD 21502 Property Records

Allegany County property record for 635 Fairview Ave, Cumberland, MD 21502 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 936 sqft · built 1948
Lot Size	0.059 acres (2,583 sqft)
Owner	2 Individual Names on File
Tax Bill	$582 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-022908`

Property Details

APN / Parcel Number

Primary APN	`05-022908`
Alternative APNs	`5022908` `022908`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Total Area
Basement Area	192 sqft
Unfinished Basement	192 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	2,583 sqft (0.059 acres)
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	022908
Street Address	635 FAIRVIEW AVE
City	CUMBERLAND
State	MD
Zip	21502-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	635 FAIRVIEW AVE 2583 SF IRREG 55X50 50X50
Jurisdiction	ALLEGANY MD
Township / Civil Division	5, WILLS CREEK
Census Block Group	1
Census Block	1010
Census Tract	1000

Owner

Source: Allegany County records · APN 05-022908

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	635 FAIRVIEW AVE, CUMBERLAND, MD 21502-1557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 25, 1998
Deed Sale	Sep 25, 1998
Prior Sale	Sep 30, 1996
Deed Document Number	19981740
Deed Book / Page	664 / 110
Transfer Doc	0000001804
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGANY MD
Property Address	635 FAIRVIEW AVE, CUMBERLAND, MD 21502-1557
Document Number	0025290350
Instrument Date	Jan 06, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	635 FAIRVIEW AVE CUMBERLAND MD 215021557, CUMBERLAND, MD 21502-1557

Mortgage

Document Number	0025290350
Date	Jan 17, 2020
Book Page	002529/000350

Lender

Name	CHESSIE FCU
Type	Credit Union
Address	CUMBERLAND, MD 21502

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2030

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,000 (+36.44%) Land $6,000 Building $73,000	$79,000 (+36.44%) Land $6,000 Building $73,000
2025	$582.00 (+8.18%) Homeowner's exemption
2023	$538.00 Homeowner's exemption	$57,900 Land $6,000 Building $51,900	$57,900 Land $6,000 Building $51,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.