Habersham County property record for 635 Erwin Rd, Cornelia, GA 30531 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,104 sqft Heated Area |
| Lot Size | 71,438 sqft (1.64 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,143.00 (2025) |
| Primary APN | 046 003B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,104 sqft Heated Area |
| Gross Area | 2,381 sqft Gross Area |
| 1st Floor | 1,104 sqft 1st Floor |
| Basement Area | 1,104 sqft Basement |
| Unfinished Basement | 1,104 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Parquet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 71,438 sqft (1.64 acres) |
| Deck Area | 36 sqft Deck |
| Patio Area | 61 sqft Patio |
| Porch Area | 112 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 385741 |
|---|---|
| Street Address | 635 ERWIN RD |
| City | CORNELIA |
| State | GA |
| Zip | 30531-5005 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | 10-100 PB 44-144 1211-1079 |
| Jurisdiction | HABERSHAM GA |
| Minor Civil Division | CORNELIA |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 603 |
Source: Habersham County records · APN 046 003B
Assessment roll updated September 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 ERWIN RD, CORNELIA, GA 30531-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 04, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage RUOFF MORTGAGE |
| Aug 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Jan 14, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jan 14, 2020 |
| Transfer Doc | 01211/1079 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 635 ERWIN RD, CORNELIA, GA 30531-5005 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2021 |
| Name | Verified Name |
|---|---|
| Address | 635 ERWIN RD, CORNELIA, GA 30531-5005 |
| Document Number | 0000001211/0000001080 |
|---|---|
| Date | Feb 04, 2020 |
| Book Page | 0000001211/0000001080 |
| Name | RUOFF MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Property Address | 635 ERWIN RD, CORNELIA, GA 30531-5005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1145/714 |
|---|---|
| Date | Aug 10, 2017 |
| Book Page | 1145/714 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HABERSHAM GA |
| Recording Date | Jan 14, 2020 |
| Property Address | 635 ERWIN RD, CORNELIA, GA 30531-5005 |
| Document Number | 01211/1079 |
| Book / Page | 1211 / 1079 |
| Instrument Date | Jan 14, 2020 |
| Instrument | 2020-000267 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 ERWIN RD, CORNELIA, GA 30531-5005 |
Source: Habersham County records · Assessment roll updated September 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Habersham County |
| Unified School District | Habersham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,143.00 (+41.83%) | $88,724 (+52.33%) Land $16,039 Building $72,685 | $221,809 (+52.33%) Land $40,097 Building $181,712 |
| 2023 | $1,511.00 (+24.36%) | $58,244 (+24.42%) Land $9,760 Building $48,484 | $145,610 (+24.42%) Land $24,400 Building $121,210 |
| 2022 | $1,215.00 | $46,812 Land $5,288 Building $41,524 | $117,030 Land $13,220 Building $103,810 |
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