Kane County property record for 635 Erin Dr, Elgin, IL 60124 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,508 sqft Living Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $340,500 (2005) |
| Tax Bill | $10,909.00 (2025) |
Source: Kane County records · APN 06-20-355-002
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 ERIN DR, ELGIN, IL 60124-4352 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Feb 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Jul 17, 2020 | Deed of Trust, Mortgage · Land Contract (Agreement of Sale) HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2005 · Amount on Record |
| Deed Sale | Aug 16, 2005 · Amount on Record |
| Deed Doc Number | 200595245 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 635 ERIN DR, ELGIN, IL 60124-4352 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000041838 |
|---|---|
| Date | Oct 24, 2025 |
| Instrument | 2025K041838 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 23, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 635 ERIN DR, ELGIN, IL 60124-4352 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011539 |
|---|---|
| Date | Feb 11, 2021 |
| Instrument | 2021K011539 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21046 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 635 ERIN DR, ELGIN, IL 60124-4352 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038758 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 2020K038758 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Land Contract (Agreement of Sale) |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 01, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,909.00 (+7.67%) Homeowner's exemption | ||
| 2024 | $135,670 (+21.39%) Land $42,058 Building $93,612 | $407,173 (+21.44%) Land $126,224 Building $280,948 | |
| 2022 | $10,132.00 (+3.43%) Homeowner's exemption | $111,760 (+6.96%) Land $34,646 Building $77,114 | $335,280 (+6.96%) Land $103,938 Building $231,342 |
| 2021 | $9,796.00 Homeowner's exemption | $104,488 Land $32,392 Building $72,096 | $313,464 Land $97,176 Building $216,288 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 26% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-20-355-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,508 sqft Living Area |
| Gross Area | 3,652 sqft Gross Area |
| Basement Area | 1,144 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame Construction |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Width | 141 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 635 ERIN DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4352 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WATERFORD SUB NEIGHBORHOOD 6 LOT 341 |
| Legal Subdivision | WATERFORD SUB |
| Legal Block | 3 |
| Legal Lot Number | 341 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3033 |
| Census Tract | 851913 |
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