635 Edgemont Dr NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 635 Edgemont Dr NE, Saint Cloud, MN 56304 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.561 acres (24,477 sqft)
Owner	Individual Name on File
Last Sale	$267,500 (Jul 2026)
Tax Bill	$2,714 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jan 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.01729.00`

Property Details

APN / Parcel Number

Primary APN	`17.01729.00`

Exterior

Lot Area	24,477 sqft (0.561 acres)

Location & Zoning

Street Address	635 EDGEMONT DR NE
City	SAINT CLOUD
State	MN
Zip	56304-9631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-036 RANGE-030 POINT PLEASANT LOT-001 BLOCK-006
Legal Range	030
Legal Township	036
Legal Section	31
Legal Subdivision	POINT PLEASANT
Legal Block	6
Legal Lot Number	1
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2012
Census Tract	21201

Owner

Source: Benton County records · APN 17.01729.00

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	635 EDGEMONT DR NE, SAINT CLOUD, MN 56304-9631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE II INC
Jan 10, 2025	Transfer on Death Deed, Transfer
Jan 13, 2020	Intrafamily Transfer, Transfer BENSON COUNTY ABSTRACT COMPANY, BENTON COUNTY ABSTRACT CO
Jan 13, 2020	Intrafamily Transfer, Transfer BENSON COUNTY ABSTRACT COMPANY, BENTON COUNTY ABSTRACT CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2026 · Amount on Record
Deed Sale	Jul 06, 2026 · Amount on Record
Deed Document Number	2026484349
Prior Transfer Date	Jan 03, 2025
Prior Transfer Doc	0000475479
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jul 06, 2026
Property Address	635 EDGEMONT DR NE, SAINT CLOUD, MN 56304-9631
Document Number	0000484349
Instrument Date	Jun 26, 2026
Instrument	2026484349
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$89,157.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 EDGEMONT DR NE, SAINT CLOUD, MN 56304-9631

Mortgage

Document Number	0000484350,
Date	Jul 06, 2026
Instrument	2026484350

Lender

Name	FIRST CLASS MORTGAGE II INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

January 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BENTON MN
Recording Date	Jan 10, 2025
Property Address	635 EDGEMONT DR NE, SAINT CLOUD, MN 56304-9631
Document Number	0000475479
Instrument Date	Jan 03, 2025
Instrument	475479
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	Jan 13, 2020
Property Address	635 EDGEMONT DR NE, SAINT CLOUD, MN 56304-9631
Document Number	440767
Instrument Date	Jan 10, 2020
Instrument	440767
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	BENSON COUNTY ABSTRACT COMPANY, BENTON COUNTY ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 EDGEMONT DR NE, SAINT CLOUD, MN 56304-9631

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	Jan 13, 2020
Property Address	635 EDGEMONT DR NE, SAINT CLOUD, MN 56304-9631
Document Number	0000440767
Instrument Date	Jan 10, 2020
Instrument	440767
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BENSON COUNTY ABSTRACT COMPANY, BENTON COUNTY ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 EDGEMONT DR NE, SAINT CLOUD, MN 56304-9631

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,714.00 (+12.15%) Homeowner's exemption	$200,300 (-) Land $40,000 Building $160,300	$200,300 (-) Land $40,000 Building $160,300
2025	$2,420.00 (+4.76%) Homeowner's exemption	$200,300 (-) Land $40,000 Building $160,300	$200,300 (-) Land $40,000 Building $160,300
2023	$2,310.00	$200,300 Land $40,000 Building $160,300	$200,300 Land $40,000 Building $160,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 48 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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