635 E Washington St, Oconomowoc, WI 53066 Property Records

Waukesha County property record for 635 E Washington St, Oconomowoc, WI 53066

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Mar 2020)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`OCOC-0561-609`

Property Details

APN / Parcel Number

Primary APN	`OCOC-0561-609`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Street Address	635 E WASHINGTON ST
City	OCONOMOWOC
State	WI
Zip	53066-3107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 21, 22, 23 & 24 BLK D OCONOMOWOC HEIGHTS PT W1/2 NE1/4 SEC 33 T8N R17E
Legal Range	17E
Legal Township	8N
Legal Section	33
Legal Subdivision	OCONOMOWOC HEIGHTS
Legal Block	D
Legal Lot Number	21
Jurisdiction	WAUKESHA WI
Township / Civil Division	OCONOMOWOC
Census Block Group	3
Census Block	3035
Census Tract	204301

Owner

635 E Washington St is owned and occupied by two individuals who bought it in March 2020.

Source: Waukesha County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	635 E WASHINGTON ST, OCONOMOWOC, WI 53066-3107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU
Dec 27, 2022	Deed of Trust, Mortgage HUD
Oct 18, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES
Feb 9, 2021	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES
Mar 27, 2020	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on File
Deed Sale	Mar 27, 2020 · Amount on File
Prior Sale	Dec 19, 2003 · Amount on File
Deed Document Number	20204462524
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	635 E WASHINGTON ST, OCONOMOWOC, WI 53066-3107
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004737783
Date	Sep 19, 2023
Instrument	4737783

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 18, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	635 E WASHINGTON ST, OCONOMOWOC, WI 53066-3107
Transaction Type	Mortgage
Record Updated	May 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004716894
Date	Apr 24, 2023
Instrument	4716894

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	635 E WASHINGTON ST, OCONOMOWOC, WI 53066-3107
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004703375
Date	Dec 27, 2022
Instrument	4703375

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	348 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	635 E WASHINGTON ST, OCONOMOWOC, WI 53066-3107
Transaction Type	Mortgage
Record Updated	Nov 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004625849
Date	Oct 18, 2021
Instrument	4625849

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUKESHA WI
Property Address	635 E WASHINGTON ST, OCONOMOWOC, WI 53066-3107
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004555893
Date	Feb 9, 2021
Instrument	4555893

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUKESHA WI
Recording Date	Mar 27, 2020
Property Address	635 E WASHINGTON ST, OCONOMOWOC, WI 53066-3107
Document Number	0004462524
Instrument Date	Mar 12, 2020
Instrument	4462524
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	KNIGHT BARRY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 E WASHINGTON ST, OCONOMOWOC, WI 53066-3107

Mortgage

Document Number	0004462525
Date	Mar 27, 2020
Instrument	4462525

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 635 E Washington St was $4,383, up 8.1% from the year before.

Source: Waukesha County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waukesha County
Municipality	Oconomowoc City
Unified School District	Oconomowoc Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,383.00 (+8.06%)	$423,000 (+11.4%) Land $75,500 Building $347,500	$429,200 (+13.22%)
2024	$4,056.00 (+4.05%)	$379,700 (+8.8%) Land $75,500 Building $304,200	$379,100 (+4.09%)
2023	$3,898.00 Homeowner's exemption	$349,000 Land $75,500 Building $273,500	$364,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 E Washington St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCONOMOWOC WATERWORKS serves 15,805 people · EPA ID WI2680227
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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