St. Clair County property record for 635 E Mill St, Capac, MI 48014 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1973 |
| Square Footage | 988 sqft Living Area |
| Lot Size | 21,039 sqft (0.483 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $227,500 (2026) |
| Tax Bill | $1,547.00 (2025) |
| Primary APN | 74-40-750-0052-300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 988 sqft Living Area |
| 1st Floor | 988 sqft 1st Floor |
| Basement Area | 988 sqft Basement |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch Style |
| Lot Area | 21,039 sqft (0.483 acres) |
| Depth X Width | 167 ft x 126 ft Depth x Width |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,368 sqft Garage |
| Total Buildings | 2 Total Buildings |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 635 E MILL ST |
|---|---|
| City | CAPAC |
| State | MI |
| Zip | 48014-3165 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BEG S 89D 58M E 100' FROM SW COR LOT 22, TH N 0D 23M W 167', TH S 89D 58M E 126', TH S 0D 23M E 167', TH N 89D 58M W 126' TO BEG SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC |
| Legal Subdivision | SUPERVISOR JOHN BOWERS PLAT |
| Legal Lot Number | 22 |
| Legal Unit | 22 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | MUSSEY |
| Census Blockgroup | 2 |
| Census Block | 2010 |
| Census Tract | 657100 |
Source: St. Clair County records · APN 74-40-750-0052-300
Assessment roll updated October 7, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 E MILL ST, CAPAC, MI 48014-3165 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE 1 INCORPORATED |
| May 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN H/O ASSISTANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Jan 11, 2016 · Amount on Record |
| Deed Doc Number | 20269693 |
| Deed Book / Page | 5923 / 844 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 14, 2026 |
| Property Address | 635 E MILL ST, CAPAC, MI 48014-3165 |
| Document Number | 0005923844 |
| Book / Page | 5923 / 844 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.9693 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $172,331.25 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 E MILL ST, CAPAC, MI 48014-3165 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 14, 2026 |
| Property Address | 635 E MILL ST, CAPAC, MI 48014-3165 |
| Document Number | 0000007824 |
| Book / Page | 5915 / 513 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 20267824 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 49575 BUFFLEHEAD LN, MACOMB, MI 48044-1696 |
| Document Number | 0000007824, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 5915/513 |
| Instrument | 20267824 |
| Name | MORTGAGE 1 INCORPORATED |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 635 E MILL ST, CAPAC, MI 48014-3165 |
| Document Number | 0049730850 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 635 E MILL ST CAPAC MI 480143165, CAPAC, MI 48014-3165 |
| Document Number | 0049730850 |
|---|---|
| Date | Aug 01, 2018 |
| Book Page | 004973/000850 |
| Name | MICHIGAN H/O ASSISTANCE |
|---|---|
| Address | LANSING, MI 48912 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Capac Village |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,547.00 (-0.45%) Homeowner's exemption | $95,100 (+8.44%) | |
| 2024 | $1,554.00 (+12.77%) | $190,200 (+8.44%) | |
| 2023 | $87,700 | ||
| 2022 | $1,378.00 | $175,400 |
635 E Mill St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 7th percentile of exposed land nationally · 17th in Michigan |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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