Berrien County property record for 635 E Main St, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,102 sqft · built 1945 |
| Lot Size | 0.121 acres (5,271 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $111,000 (Dec 2022) |
| Tax Bill | $2,196 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-0903-0015-00-1 |
| Primary APN | 54-0903-0015-00-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,102 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Lot Area | 5,271 sqft (0.121 acres) |
| Lot Dimensions | 110 ft deep x 48 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 635 E MAIN ST |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-3321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICT B |
| Legal Description | LOT 15 BLK 8 BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD TO CITY OF BENTON HARBOR |
| Legal Subdivision | BENTON HARBOR IMPROVEMENT ASSOC 3RD ADD |
| Legal Block | 8 |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON HARBOR |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 300 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2646 CENTER AVE, NILES, MI 49120-9422 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2022 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Apr 9, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2022 · Amount on Record |
| Deed Sale | Dec 15, 2022 · Amount on Record |
| Prior Sale | Apr 9, 2021 · Amount on Record |
| Deed Document Number | 2022369449 |
| Deed Book / Page | 3394 / 3447 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Dec 15, 2022 |
| Property Address | 635 E MAIN ST, BENTON HARBOR, MI 49022-3321 |
| Document Number | 03394/3447 |
| Book / Page | 3394 / 3447 |
| Map Reference | LB 2 PG 92 |
| Instrument Date | Dec 6, 2022 |
| Instrument | 2022369449 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $832.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 635 E MAIN ST, BENTON HARBOR, MI 49022-3321 |
| Document Number | 003394/880 |
|---|---|
| Date | Dec 7, 2022 |
| Book Page | 3394/880 |
| Instrument | 2022368838 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 9, 2021 |
| Property Address | 635 E MAIN ST, BENTON HARBOR, MI 49022-3321 |
| Document Number | 03322/1230 |
| Book / Page | 3322 / 1230 |
| Instrument Date | Apr 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $172.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 E MAIN ST, BENTON HARBOR, MI 49022-3321 |
| Name | Verified Name |
|---|---|
| Address | 728 E MAIN ST, BENTON HARBOR, MI 49022-3324 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Benton Harbor City |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $51,500 (+1.58%) | $103,000 (+1.58%) | |
| 2025 | $2,196.00 (+2.95%) | $50,700 (+56.48%) | $101,400 (+56.48%) |
| 2024 | $2,133.00 (+41.63%) | ||
| 2023 | $32,400 | $64,800 | |
| 2022 | $1,506.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON HARBOR serves 9,103 people · EPA ID MI0000600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2021 Failure to filter resolved · May 2021 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2026 Treatment change without state approval Sep 2021 Lead public education Aug 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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