635 E Gravois Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 635 E Gravois Ave, Saint Clair, MO 63077

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,002 sqft · built 1952
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$59,000 (Nov 2016)
Tax Bill$1,100 (2025)
Deeds & MortgagesNov 2023 Line of Credit
Sep 2023 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-7-36.0-3-002-049.000

Property Details

APN / Parcel Number

Primary APN22-7-36.0-3-002-049.000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,002 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Construction TypeFrame
Lot Area13,068 sqft (0.3 acres)
Garage Area240 sqft
Patio Area25 sqft

Location & Zoning

Street Address635 E GRAVOIS AVE
CitySAINT CLAIR
StateMO
Zip63077-1634
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:15&16 GRAND VIEW
Legal Range1W
Legal Township42N
Legal Section36
Legal SubdivisionGRAND VIEW
Legal Lot Number15,16
JurisdictionFRANKLIN MO
Township / Civil DivisionCENTRAL
Census Block Group1
Census Block1024
Census Tract800904

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address635 E GRAVOIS AVE, SAINT CLAIR, MO 63077-1634
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 18, 2023Beneficiary Deed, Transfer
Oct 27, 2021Warranty Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 28, 2016 · Amount on Record
Deed SaleNov 28, 2016 · Amount on Record
Prior SaleAug 16, 2010 · Amount on Record
Deed Document Number201618140
Last Transfer DateSep 13, 2023
Transfer Doc0000011004
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address635 E GRAVOIS AVE, SAINT CLAIR, MO 63077-1634
Transaction TypeMortgage
Record UpdatedDec 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002314089
DateNov 29, 2023
Instrument2314089
Lender
NameUS BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueNov 22, 2038

September 2023: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionFRANKLIN MO
Recording DateSep 18, 2023
Property Address635 E GRAVOIS AVE, SAINT CLAIR, MO 63077-1634
Document Number0002311004
Instrument DateSep 13, 2023
Instrument2311004
Transaction TypeTransfer
Record UpdatedOct 4, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 E GRAVOIS AVE, SAINT CLAIR, MO 63077-1634

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateOct 27, 2021
Property Address635 E GRAVOIS AVE, SAINT CLAIR, MO 63077-1634
Document Number0002120257
Instrument DateOct 22, 2021
Instrument2120257
Transaction TypeTransfer
Record UpdatedOct 4, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 E GRAVOIS AVE, SAINT CLAIR, MO 63077-1634

Mortgage

Document Number0002120258
DateOct 27, 2021
Instrument2120258
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,100.00 (+13.29%)$16,338 (+4.79%)$85,990 (+4.79%) Land $19,380 Building $66,610
2023$971.00 (+13.97%)$15,591$82,060 Land $19,380 Building $62,680
2022$852.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CLAIR PWS
serves 4,700 people · EPA ID MO6010708
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100

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