635 Crosby Rd, Lake, MS 39092 Property Records

Newton County property record for 635 Crosby Rd, Lake, MS 39092

Property Summary

Property Type	Single Family Home
Details	12 ba · 3,171 sqft · built 2002
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Jun 2022)
Tax Bill	$2,564 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007R-07-00-016.02`

Property Details

APN / Parcel Number

Primary APN	`007R-07-00-016.02`
Alternative APN	`015810`

Interior

Full Baths	12 Baths
Half Baths	10 Half Baths
Total Rooms	7 Rooms
Building Area	3,171 sqft Adjusted Area
2nd Floor Area	282 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asbestos
Lot Area	348,480 sqft (8 acres)
Garage Area	224 sqft
Parking Spaces	1 Parking Space
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	635 CROSBY RD
City	LAKE
State	MS
Zip	39092-9280
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N2 SW4 E OF RD 2023-NAME CHANGE
Jurisdiction	NEWTON MS
Township / Civil Division	4
Census Block Group	2
Census Block	2012
Census Tract	50302

Owner

635 Crosby Rd is owned and occupied by an individual who bought it in June 2022.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	635 CROSBY RD, LAKE, MS 39092-9280
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Apr 20, 2020	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
May 7, 2021	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Jun 2, 2022	Warranty Deed, Transfer
Mar 1, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2022 · Amount on File
Deed Sale	Jun 2, 2022 · Amount on File
Prior Sale	Mar 1, 2019
Deed Document Number	0000393659
Deed Book / Page	393 / 659
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	635 CROSBY RD, LAKE, MS 39092-9280
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000472/269
Date	Jun 2, 2022
Book Page	472/269
Instrument	472 269

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 10, 2027

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	635 CROSBY RD, LAKE, MS 39092-9280
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000447/718
Date	Apr 20, 2020
Book Page	447/718

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount on Record
Term	38 Months
Due	Jun 1, 2023

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MS
Property Address	635 CROSBY RD, LAKE, MS 39092-9280
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000459/496
Date	May 7, 2021
Book Page	459/496

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MERIDIAN, MS 39305

Agreement

Amount	Amount on Record
Term	299 Months
Due	Apr 26, 2046

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MS
Recording Date	Jun 2, 2022
Property Address	635 CROSBY RD, LAKE, MS 39092-9280
Document Number	000393/659
Book / Page	393 / 659
Instrument Date	May 27, 2022
Instrument	393 659
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1159 CROSBY RD, LAKE, MS 39092-9665

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	635 CROSBY RD, LAKE, MS 39092-9280

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MS
Recording Date	Mar 1, 2019
Property Address	635 CROSBY RD, LAKE, MS 39092-9280
Document Number	000376/177
Book / Page	376 / 177
Instrument Date	Feb 27, 2019
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1159 CROSBY RD, LAKE, MS 39092-9665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 CROSBY RD, LAKE, MS 39092-9280

Tax Assessment & Valuation

The 2025 property tax bill for 635 Crosby Rd was $2,564 with a homeowner's exemption, down 19.8% from the year before.

Source: Newton County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,564.00 (-19.85%) Homeowner's exemption	$28,549	$279,280 Land $9,090 Building $270,190
2024	$3,199.00 (+2.47%)
2023	$3,122.00 (+40.25%) Homeowner's exemption	$28,277	$276,830 Land $9,160 Building $267,670
2022	$2,226.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 Crosby Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Crosby Rd is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOOD HOPE WATER ASSOCIATION public/private · serves 2,809 people · EPA ID MS0330004
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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