635 Covedale Ave, #19, Cincinnati, OH 45238 Property Records

Hamilton County property record for 635 Covedale Ave, #19, Cincinnati, OH 45238

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,265 sqft · built 1996
OwnerIndividual Name on File
Last Sale$95,900 (Sep 2020)
Tax Bill$1,395 (2025)
Deeds & MortgagesApr 2023 Line of Credit
Sep 2020 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN540-0050-0504-00

Property Details

APN / Parcel Number

Primary APN540-0050-0504-00

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,265 sqft Living Area
1st Floor Area1,265 sqft

Exterior

Year BuiltBuilt 1996
Architectural StyleConventional
Exterior MaterialBrick
Garage TypeDetached
Garage Area231 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address635 COVEDALE AVE # 19, 19
CityCINCINNATI
StateOH
Zip45238-4871
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 19 4.6% FOLEY SQUARECONDOMINIUM PHASE 2
Legal SubdivisionFOLEY SQUARE
Legal Phase2
JurisdictionHAMILTON OH
Township / Civil DivisionDELHI
Census Block Group1
Census Block1004
Census Tract21401

Owner

635 Covedale Ave, #19 is owned and occupied by an individual who bought it in September 2020.

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address635 COVEDALE AVE APT 3, 3, CINCINNATI, OH 45238-4871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 29, 2020Warranty Deed, Transfer
BUCKEYE LAND TITLE
Dec 27, 2019Deed of Trust, Mortgage · Line of Credit
NORTH SIDE BK
May 15, 2019Deed of Trust, Mortgage · Line of Credit
NORTH SIDE BK
Aug 1, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2020 · Amount on File
Deed SaleSep 29, 2020 · Amount on File
Prior SaleAug 1, 2018
Deed Document Number0000100097
Deed Book / Page014263 / 001084
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address635 COVEDALE AVE # 19, 19, CINCINNATI, OH 45238-4871
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 COVEDALE AVE 3, 3, CINCINNATI, OH 45238-4871

Mortgage

Document Number0000023035
DateApr 6, 2023
Book Page14889/495
Instrument2023-0023035
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueApr 4, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateSep 29, 2020
Property Address635 COVEDALE AVE # 19, 19, CINCINNATI, OH 45238-4871
Document Number0000100097
Book / Page014263 / 001084
Instrument DateSep 24, 2020
Instrument100097
Transaction TypeTransfer
Record UpdatedNov 2, 2020
Title CompanyBUCKEYE LAND TITLE

Transaction

AmountAmount on Record
Tax$384.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 COVEDALE AVE #3 CINCINNATI OH 452384871, 3, CINCINNATI, OH 45238-4871

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address635 COVEDALE AVE # 19, 19, CINCINNATI, OH 45238-4871
Document Number0000002335
Instrument DateDec 27, 2019
Transaction TypeMortgage
Record UpdatedMar 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 COVEDALE AVE #19 CINCINNATI OH 452384871, 19, CINCINNATI, OH 45238-4871

Mortgage

Document Number0000002335
DateJan 8, 2020
Book Page014079/001060
Instrument2335
Lender
NameNORTH SIDE BK
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJan 7, 2035
Interest
Rate TypeAdjustable Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address635 COVEDALE AVE # 19, 19, CINCINNATI, OH 45238-4871
Document Number0000042836
Instrument DateMay 15, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 COVEDALE AVE #3 CINCINNATI OH 452384871, 3, CINCINNATI, OH 45238-4871

Mortgage

Document Number0000042836
DateJun 3, 2019
Book Page013930/002275
Instrument42836
Lender
NameNORTH SIDE BK
TypeBank
AddressCINCINNATI, OH 45223
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueJun 2, 2024
Interest
Rate TypeAdjustable Rate

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON OH
Recording DateAug 1, 2018
Property Address635 COVEDALE AVE # 19, 19, CINCINNATI, OH 45238-4871
Document Number0000067214
Book / Page013722 / 002402
Instrument DateAug 1, 2018
Instrument67214
Transaction TypeTransfer
Record UpdatedOct 8, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address635 COVEDALE AVE #3 CINCINNATI OH 452384871, 3, CINCINNATI, OH 45238-4871

Tax Assessment & Valuation

The 2025 property tax bill for 635 Covedale Ave, #19 was $1,395 with a homeowner's exemption, up 1.8% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionDelhi Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,395.00 (+1.75%) Homeowner's exemption$33,565 (-) Land $7,000 Building $26,565
2024$1,371.00 (-3.38%) Homeowner's exemption$33,565 (-) Land $7,000 Building $26,565
2023$1,419.00 (-8.57%) Homeowner's exemption$33,565 (+3.34%) Land $7,000 Building $26,565$95,900 Land $20,000 Building $75,900
2022$1,552.00 Homeowner's exemption$32,480 Land $6,615 Building $25,865
2020$92,800 Land $18,900 Building $73,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 Covedale Ave, #19 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Covedale Ave, #19 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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