635 Co Rd 194, Gary, TX 75643 Property Records

Panola County property record for 635 Co Rd 194, Gary, TX 75643

Property Summary

Property Type	Single Family Home
Details	868 sqft · built 1978
Lot Size	0.163 acres (7,108 sqft)
Owner	Individual Name on File
Last Sale	$209,475 (Dec 2025)
Tax Bill	$2,943 (2025)
Deeds & Mortgages	Dec 2025 Mortgage
APN	`01820-00240-00000-000000`

Property Details

APN / Parcel Number

Primary APN	`01820-00240-00000-000000`
Alternative APN	`8047`

Interior

Building Area	868 sqft Total Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	7,108 sqft (0.163 acres)

Location & Zoning

Account Number	01820-00240-00000-000000
Street Address	635 COUNTY ROAD 194
City	GARY
State	TX
Zip	75643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JIMERSON SL #1 LT 29 LAKE MURVAUL P-24
Legal Subdivision	JIMERSON SHORELINE SUBDIVISION NO 1
Legal Lot Number	29
Jurisdiction	PANOLA TX
Township / Civil Division	LONG BRANCH-DOTSON
Census Block Group	1
Census Block	1015
Census Tract	950500

Owner

Source: Panola County records · APN 01820-00240-00000-000000

Assessment roll updated February 5, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15560 HALSTEAD LN, JUSTIN, TX 76247-2621
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Nov 29, 2010 · Amount on Record
Deed Document Number	20256383
Record Updated	Sep 20, 2026

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PANOLA TX
Recording Date	Dec 31, 2025
Property Address	635 COUNTY ROAD 194, GARY, TX 75643
Document Number	2025006383
Map Reference	VOL 422 PG 133
Instrument Date	Dec 30, 2025
Instrument	2025-006383
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	CARTHAGE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 FORREST LN, CARTHAGE, TX 75633-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15560 HAISTEAD LANE, JUSTIN, TX 76247-2621

Mortgage

Document Number	2025006384
Date	Dec 31, 2025
Instrument	2025-006384

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Tax Assessment & Valuation

Source: Panola County records · Assessment roll updated February 5, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Panola County
Unified School District	Gary Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,943.00 (+62.24%)	$142,340 (+55.19%) Land $45,840 Building $96,500	$142,340 (+55.19%) Land $45,840 Building $96,500
2023		$91,720 Land $27,780 Building $63,940	$91,720 Land $27,780 Building $63,940
2022	$1,814.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 60 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH MURVAUL WSC serves 981 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	Lead service line inventory Oct 2024 Coliform assessment Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.