635 Citadel Dr, Westmont, IL 60559 Property Records

DuPage County property record for 635 Citadel Dr, Westmont, IL 60559

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 1,850 sqft · built 1995
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on File
Last Sale$358,000 (Jun 2019)
Tax Bill$7,922 (2025)
Deeds & MortgagesMay 2024 Transfer
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-03-213-138

Property Details

APN / Parcel Number

Primary APN09-03-213-138

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,850 sqft Living Area

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleCondo/Apartment
Lot Area1,742 sqft (0.04 acres)

Location & Zoning

Street Address635 CITADEL DR
CityWESTMONT
StateIL
Zip60559-1297
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS
Legal DescriptionCITADEL ON THE POND BUILDING 34 UNIT 1
Legal SubdivisionCITADEL ON THE POND BUILDING 34
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionDOWNERS GROVE
Census Block Group4
Census Block4004
Census Tract844702

Owner

635 Citadel Dr is owned and occupied by two individuals who bought it in June 2019.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address1645 W OGDEN AVE, CHICAGO, IL 60612-4199
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 3, 2024Transfer on Death Deed, Transfer
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 25, 2019Warranty Deed, Transfer · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 25, 2019 · Amount on File
Deed SaleJun 25, 2019 · Amount on File
Prior SaleDec 23, 2011 · Amount on File
Deed Document Number201950672
Prior Transfer DateMar 20, 1996
Prior Transfer Doc0000059720
Record UpdatedOct 29, 2026

May 2024: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionDU PAGE IL
Recording DateMay 3, 2024
Property Address635 CITADEL DR, WESTMONT, IL 60559-1297
Document Number0000024292
Map ReferenceDOC RT95-064222
Instrument DateMay 1, 2024
InstrumentR2024-024292
Transaction TypeTransfer
Record UpdatedMay 17, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 CITADEL DR, WESTMONT, IL 60559-1297

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address635 CITADEL DR, WESTMONT, IL 60559-1297
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000140909
DateNov 20, 2020
InstrumentR2020-140909
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050
Interest
Rate2.99%

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJun 25, 2019
Property Address635 CITADEL DR, WESTMONT, IL 60559-1297
Document Number0000050672
Map ReferenceDOC R95-064222
Instrument DateJun 21, 2019
InstrumentR2019-050672
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$358.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 CITADEL DR, WESTMONT, IL 60559-1297

Mortgage

Document Number0000050673
DateJun 25, 2019
InstrumentR2019-050673
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 635 Citadel Dr was $7,922 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionDowners Grove Township
MunicipalityWestmont Village
Unified School DistrictWestmont Community Unit School District 201 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,922.00$143,723 Land $31,010 Building $112,713$431,169 Land $93,030 Building $338,139
2022$7,083.00 Homeowner's exemption Senior Citizen's exemption$117,630 Land $25,380 Building $92,250$352,890 Land $76,140 Building $276,750

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 635 Citadel Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1980–1983)
Claims Outside the SFHA1 of 5
Most Recent ClaimJun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 635 Citadel Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTMONT
serves 24,161 people · EPA ID IL0430950
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionMay 2024
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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