635 Chenango St, Binghamton, NY 13901 Property Records

Broome County and Dickinson Town property record for 635 Chenango St, Binghamton, NY 13901

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,332 sqft · built 1925
Lot Size0.12 acres (5,227 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Apr 2026)
Tax Bill$4,673 (2026)
Deeds & MortgagesApr 2026 Sale & Mortgage
Jul 2018 Mortgage
APN030200 144.27-1-2

Property Details

APN / Parcel Number

Primary APN030200 144.27-1-2
Alternative APNs
  • 020014402700010020000000
  • 00001304060

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,332 sqft Total Area
1st Floor Area1,166 sqft
2nd Floor Area1,166 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleTraditional
Exterior MaterialWood
Lot Area5,227 sqft (0.12 acres)
Lot Dimensions135 ft deep x 41 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area547 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number00001304060
Street Address635 CHENANGO ST
CityBINGHAMTON
StateNY
Zip13901-2008
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeYES
Legal Block1
Legal Lot Number2.000
JurisdictionBROOME NY
Township / Civil DivisionDICKINSON
Census Block Group3
Census Block3003
Census Tract12800

Owner

635 Chenango St, a duplex, is owned and occupied by an individual who bought it in April 2026.

Source: Broome County and Dickinson Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address635 CHENANGO ST, BINGHAMTON, NY 13901-2008
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 10, 2018Deed of Trust, Mortgage · Conventional Mortgage
BROOME CNTY HEALTH DEPT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2026 · Amount on File
Deed SaleApr 9, 2026 · Amount on File
Deed Document Number20269825
Deed Book / Page2822 / 503
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBROOME NY
Recording DateApr 9, 2026
Property Address635 CHENANGO ST, BINGHAMTON, NY 13901-2008
Document Number0000009825
Book / Page2822 / 503
Instrument DateMar 30, 2026
Instrument20269825
Transaction TypeTransfer
Record UpdatedApr 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$50,500.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address635 CHENANGO ST, BINGHAMTON, NY 13901-2008

Mortgage

Document Number0000009829,
DateApr 9, 2026
Instrument20269829
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBROOME NY
Property Address635 CHENANGO ST, BINGHAMTON, NY 13901-2008
Document Number0038810995
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedSep 21, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address617 NELSON RD JOHNSON CITY NY 137904928, JOHNSON CITY, NY 13790-4928

Mortgage

Document Number0038810995
DateSep 7, 2018
Book Page003881/000995
Instrument22849
Lender
NameBROOME CNTY HEALTH DEPT
Address225 FRONT ST, BINGHAMTON, NY 13905-2474
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 635 Chenango St was $4,673.

Source: Broome County and Dickinson Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyBroome County
County SubdivisionDickinson Town
MunicipalityPort Dickinson Village
Unified School DistrictChenango Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,673.00
2025$47,000 Land $8,400 Building $38,600$89,700 Land $16,031 Building $73,669
2023$47,000 Land $8,400 Building $38,600$74,603 Land $13,333 Building $61,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 635 Chenango St; there have been 24 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims24 (1984–2011)
Claims Outside the SFHA18 of 24
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 10 claims
  • Severe Storms And Flooding, Nov 2006 · 8 claims
  • Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Chenango St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20

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