Camden County and Mount Ephraim Borough property record for 635 Charles St, Mount Ephraim, NJ 08059
| Property Type | Single Family Home |
|---|---|
| Details | 1,278 sqft · built 1930 |
| Lot Size | 0.215 acres (9,374 sqft) |
| Owner | Individual Name on File |
| Last Sale | $159,000 (Apr 2005) |
| Tax Bill | $6,820 (2025) |
| Deeds & Mortgages | Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-00005-0000-00005-01 |
| Primary APN | 25-00005-0000-00005-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 9,374 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Old Parcel Number | 2500005000000005 |
|---|---|
| Street Address | 635 CHARLES ST |
| City | MOUNT EPHRAIM |
| State | NJ |
| Zip | 08059-1117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITIONAL LOTS: 3.02 |
| Legal Subdivision | IDORA PARK LAKE TR SEC B |
| Legal Block | 5 |
| Legal Lot Number | 5.1 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | MOUNT EPHRAIM |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 611700 |
635 Charles St is owned and occupied by an individual who acquired it in September 2022.
Source: Camden County and Mount Ephraim Borough records, as of July 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 CHARLES ST, MOUNT EPHRAIM, NJ 08059-1117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2005 · Amount on File |
| Deed Sale | Apr 12, 2005 · Amount on File |
| Prior Sale | Feb 9, 2004 · Amount on File |
| Deed Book / Page | 7787 / 1959 |
| Last Transfer Date | Sep 26, 2022 |
| Transfer Doc | 0000089876 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Oct 4, 2022 |
| Property Address | 635 CHARLES ST, MOUNT EPHRAIM, NJ 08059-1117 |
| Document Number | 0000089876 |
| Book / Page | 12201 / 1 |
| Instrument Date | Sep 26, 2022 |
| Instrument | 2022089876 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 CHARLES ST, 635, MOUNT EPHRAIM, NJ 08059-1117 |
| Name | Verified Name |
|---|---|
| Address | 635 CHARLES ST, MOUNT EPHRAIM, NJ 08059-1117 |
The 2025 property tax bill for 635 Charles St was $6,820, up 2.4% from the year before.
Source: Camden County and Mount Ephraim Borough assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| Municipality | Mount Ephraim Borough |
| Unified School District | Mount Ephraim Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,500 (-) Land $41,900 Building $85,600 | $127,500 (-) Land $41,900 Building $85,600 | |
| 2025 | $6,820.00 (+2.39%) | $127,500 Land $41,900 Building $85,600 | $127,500 Land $41,900 Building $85,600 |
| 2024 | $6,661.00 | ||
| 2023 | $124,900 Land $41,900 Building $83,000 | $124,900 Land $41,900 Building $83,000 | |
| 2022 | $6,266.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Charles St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1992 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - WESTERN private · serves 274,291 people · EPA ID NJ0327001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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