LaSalle County property record for 635 Caton St, Ottawa, IL 61350
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1978 |
| Lot Size | 0.275 acres (12,011 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,174 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-02-345-013 |
| Primary APN | 21-02-345-013 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 12,011 sqft (0.275 acres) |
| Street Address | 635 CATON ST |
|---|---|
| City | OTTAWA |
| State | IL |
| Zip | 61350-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARROLLS SUBD, LT 7 SEC 2-33-3 |
| Legal Range | 03 |
| Legal Township | 33 |
| Legal Section | 02 |
| Legal Subdivision | CARROLLS SUB |
| Legal Lot Number | 7 |
| Jurisdiction | LASALLE IL |
| Township / Civil Division | OTTAWA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 962600 |
635 Caton St is owned and occupied by an individual who acquired it in April 2010.
Source: LaSalle County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 CATON ST, OTTAWA, IL 61350-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 9, 2010 |
| Transfer Doc | 201007229 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 635 CATON ST, OTTAWA, IL 61350-1305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202000398 |
|---|---|
| Date | Jan 9, 2020 |
| Instrument | 202000398 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LASALLE IL |
| Property Address | 635 CATON ST, OTTAWA, IL 61350-1305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201916286 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 201916286 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 635 Caton St was $5,174, up 8.8% from the year before.
Source: LaSalle County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | LaSalle County |
| County Subdivision | Ottawa Township |
| Municipality | Ottawa City |
| Elementary School District | Ottawa Elementary School District 141 (PK - 08) |
| Secondary School District | Ottawa Township High School District 140 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,174.00 (+8.81%) | $57,585 (+10.36%) Land $8,974 Building $48,611 | $172,755 (+10.36%) Land $26,922 Building $145,833 |
| 2024 | $4,755.00 | $52,180 (+11.73%) Land $8,132 Building $44,048 | $156,540 (+11.73%) Land $24,396 Building $132,144 |
| 2023 | $46,702 (+10.18%) Land $7,278 Building $39,424 | $140,106 (+10.18%) Land $21,834 Building $118,272 | |
| 2022 | $42,387 Land $9,152 Building $33,235 | $127,161 Land $27,456 Building $99,705 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Caton St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 635 Caton St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTAWA serves 18,097 people · EPA ID IL0990800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fixed Wireless | 1,000 / 50 |
May also be available: Verizon.
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