635 Cass St, Monterey, CA 93940 Property Records

Monterey County property record for 635 Cass St, Monterey, CA 93940

Property Summary

Property Type	Fast Food Restaurant
Details	3 ba · 3,220 sqft · built 1960
Lot Size	0.113 acres (4,946 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Mar 2022)
Tax Bill	$7,902 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`001-681-035-000`

Property Details

APN / Parcel Number

Primary APN	`001-681-035-000`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,220 sqft Gross Area
1st Floor Area	3,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Masonry / Concrete Block
Lot Area	4,946 sqft (0.113 acres)
Garage Area	2,438 sqft
Parking Spaces	8 Parking Spaces

Location & Zoning

Street Address	635 CASS ST
City	MONTEREY
State	CA
Zip	93940-3113
Property Category	Commercial
Property Type	Commercial > Retail > Fast Food Restaurant
Legal Description	SEVERANCE MAP SUBD 191-286 OF SUBD 79-65 OF L 33 LOT C 33 BLK 111 ALSO PTN DESC IN VOL 1381 PG 329 & 330
Legal Subdivision	SEVERANCE
Legal Block	111
Legal Lot Number	33,C
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	2
Census Block	2041
Census Tract	12700

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 2510, MONTEREY, CA 93942-2510
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan MONTEREY COUNTY BANK
Sep 28, 2022	Deed of Trust, Mortgage 1ST CAPITAL BANK
Mar 15, 2022	Intrafamily Transfer, Transfer
Feb 18, 2020	Grant Deed, Transfer OLD REPUBLIC TITLE
Feb 18, 2020	Quit Claim Deed OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	202212610
Prior Transfer Date	Jun 6, 2016
Prior Transfer Doc	0000032926
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	635 CASS ST, MONTEREY, CA 93940-3113
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 CASS ST, MONTEREY, CA 93940-2916

Mortgage

Document Number	0000046107
Date	Dec 11, 2025
Instrument	2025046107

Lender

Name	MONTEREY COUNTY BANK
Type	Bank
Address	MONTEREY, CA 93940

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded
Term	12 Months
Due	Dec 10, 2026

Interest

Rate Type	Adjustable Rate

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	635 CASS ST, MONTEREY, CA 93940-3113
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039786
Date	Sep 28, 2022
Instrument	2022039786

Lender

Name	1ST CAPITAL BANK
Type	Bank
Address	MONTEREY, CA 93940

Agreement

Amount	Amount Recorded

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Mar 15, 2022
Property Address	635 CASS ST, MONTEREY, CA 93940-3113
Document Number	0000012610
Map Reference	PG 34
Instrument Date	Feb 28, 2022
Instrument	2022012610
Transaction Type	Transfer
Record Updated	Jul 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2510, MONTEREY, CA 93942-2510

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 18, 2020
Property Address	635 CASS ST, MONTEREY, CA 93940-3113
Document Number	0000008126
Instrument Date	Feb 11, 2020
Instrument	8126
Transaction Type	Transfer
Record Updated	Mar 4, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$1,650.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	PO BOX 2510 MONTEREY CA 939422510, MONTEREY, CA 93942-2510

February 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 18, 2020
Property Address	635 CASS ST, MONTEREY, CA 93940-3113
Document Number	0000008125
Instrument Date	Feb 11, 2020
Instrument	8125
Record Updated	Mar 4, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	700 BRIGGS AVE #27 PACIFIC GROVE CA 939502200, 27, PACIFIC GROVE, CA 93950-2200

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,579 (+2%) Land $378,850 Building $324,729
2025	$7,902.00 (+7.91%)	$689,784 (+4.04%) Land $371,422 Building $318,362
2024	$7,323.00 (-10.45%)
2023	$8,178.00 (-18.02%)	$663,000 Land $357,000 Building $306,000
2022	$9,975.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1998–2022)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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