Riverside County property record for 635 Cache Ln, Palm Springs, CA 92262
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 2,549 sqft · built 2016 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,374,000 (Jun 2023) |
| Tax Bill | $17,271 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jun 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 677-650-053 |
| Primary APN | 677-650-053 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,549 sqft Living Area |
| Gross Area | 3,060 sqft |
| 1st Floor Area | 2,549 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 473 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 635 CACHE LN |
|---|---|
| City | PALM SPRINGS |
| State | CA |
| Zip | 92262-0528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .18 ACRES IN LOT 63 MB 381/068 TR 32233-2 |
| Legal Subdivision | CONTAINED IN TRACT 322332 |
| Legal Tract | 32233-2 |
| Legal Lot Number | 63 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | CATHEDRAL CITY-PALM DESERT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 941200 |
635 Cache Ln is owned and occupied by two individuals who bought it in June 2023.
Source: Riverside County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3525 DEL MAR HEIGHTS RD, 196, SAN DIEGO, CA 92130-2199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jun 27, 2023 | Grant Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Aug 21, 2019 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Jun 12, 2018 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 27, 2023 · Amount on File |
| Deed Sale | Jun 27, 2023 · Amount on File |
| Prior Sale | Aug 21, 2019 · Amount on File |
| Deed Document Number | 2023183522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Oct 13, 2026 |
| Property Address | 635 CACHE LN, PALM SPRINGS, CA 92262-0528 |
| Document Number | 0000319177 |
| Instrument Date | Oct 7, 2026 |
| Instrument | 2026319177 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 635 CACHE LN, PALM SPRINGS, CA 92262-0528 |
| Document Number | 0000319177, |
|---|---|
| Date | Oct 13, 2026 |
| Instrument | 2026319177 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 27, 2023 |
| Property Address | 635 CACHE LN, PALM SPRINGS, CA 92262-0528 |
| Document Number | 0000183522 |
| Map Reference | MB 381 PG 68-74 |
| Instrument Date | Jun 21, 2023 |
| Instrument | 2023-0183522 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3525 DEL MAR HEIGHTS RD # 196, 196, SAN DIEGO, CA 92130-2199 |
| Document Number | 0000183523 |
|---|---|
| Date | Jun 27, 2023 |
| Instrument | 2023-0183523 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Max Rate | 11.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Aug 21, 2019 |
| Property Address | 635 CACHE LN, PALM SPRINGS, CA 92262-0528 |
| Document Number | 0000322262 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 322262 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $957.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 29800 NE BENJAMIN RD NEWBERG OR 971326909, NEWBERG, OR 97132-6909 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Jun 12, 2018 |
| Property Address | 635 CACHE LN, PALM SPRINGS, CA 92262-0528 |
| Document Number | 0000237538 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 237538 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $990.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 635 CACHE LN PALM SPRINGS CA 922620528, PALM SPRINGS, CA 92262-0528 |
The 2025 property tax bill for 635 Cache Ln was $17,271 with a homeowner's exemption.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Palm Springs City |
| Unified School District | Palm Springs Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,458,097 (+2%) Land $364,526 Building $1,093,571 | ||
| 2025 | $17,271.00 Homeowner's exemption | $1,429,508 Land $357,379 Building $1,072,129 | |
| 2023 | $12,331.00 (-0.11%) | $914,522 (+2%) Land $136,651 Building $777,871 | |
| 2022 | $12,345.00 | $896,591 Land $133,972 Building $762,619 | |
| 2021 | $1,020,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Cache Ln in Zone X, where a levee reduces flood risk, though there have been 8 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1979) |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 Cache Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESERT WATER AGENCY serves 75,588 people · EPA ID CA3310005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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