635 Bridge Creek Blvd, Ocoee, FL 34761 Property Records

Orange County property record for 635 Bridge Creek Blvd, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,455 sqft · built 1998
Lot Size	0.204 acres (8,887 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Nov 2020)
Tax Bill	$5,641 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-22-28-1854-00-890`

Property Details

APN / Parcel Number

Primary APN	`32-22-28-1854-00-890`
Alternative APNs	`282232185400890` `260317` `265162` `269707`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,455 sqft Living Area
Gross Area	1,880 sqft
1st Floor Area	1,455 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,887 sqft (0.204 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	25 sqft
Shed	1 Shed
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	635 BRIDGE CREEK BLVD
City	OCOEE
State	FL
Zip	34761-4728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	CROSS CREEK OF OCOEE 33/30 LOT 89
Legal Range	28E
Legal Township	22S
Legal Section	32
Legal Subdivision	CROSS CREEK OF OCOEE
Legal Tract	1854
Legal Lot Number	89
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2004
Census Tract	14814

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 BRIDGE CREEK BLVD, OCOEE, FL 34761-4728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2020	Warranty Deed, Transfer · Conventional Mortgage CAPITAL MTG FNDG
Sep 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU
Aug 31, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2020 · Amount on Record
Deed Sale	Nov 18, 2020 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	2020603439
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 18, 2020
Property Address	635 BRIDGE CREEK BLVD, OCOEE, FL 34761-4728
Document Number	0000603439
Instrument Date	Nov 17, 2020
Instrument	603439
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	HOMETOWN TITLE GROUP INC, HOMETOWN TITLE GRP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	635 BRIDGE CREEK BLVD OCOEE FL 347614728, OCOEE, FL 34761-4728

Mortgage

Document Number	603440
Date	Nov 18, 2020
Instrument	603440

Lender

Name	CAPITAL MTG FNDG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	635 BRIDGE CREEK BLVD, OCOEE, FL 34761-4728
Document Number	0000611435
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	635 BRIDGE CREEK BLVD OCOEE FL 347614728, OCOEE, FL 34761-4728

Mortgage

Document Number	0000611435
Date	Oct 1, 2019
Instrument	611435

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 30, 2039

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 31, 2018
Property Address	635 BRIDGE CREEK BLVD, OCOEE, FL 34761-4728
Document Number	0000520321
Instrument Date	Aug 29, 2018
Instrument	520321
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	HOMETOWN TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 BRIDGE CREEK BLVD OCOEE FL 347614728, OCOEE, FL 34761-4728

Mortgage

Document Number	520322
Date	Aug 31, 2018
Instrument	520322

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,850 (-0.99%) Land $105,000 Building $236,850	$341,850 (-1.31%) Land $105,000 Building $236,850
2025	$5,641.00 (+5.58%) Homeowner's exemption	$345,271 (+7.99%)	$346,390 (+8.34%) Land $105,000 Building $241,390
2024	$5,343.00 (-6.67%)
2023	$5,725.00 (+25.93%)	$319,723 (+10.98%) Land $105,000 Building $214,723	$319,723 (+10.98%) Land $105,000 Building $214,723
2022	$4,546.00 Homeowner's exemption	$288,093 Land $105,000 Building $183,093	$288,093 Land $105,000 Building $183,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	2 (2022–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Summit Broadband.

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