Madison County property record for 635 Boulder Ct, Berea, KY 40403
| Property Type | Other |
|---|---|
| Owner | Individual Name on File |
| Last Sale | $254,000 (Jul 2024) |
| Tax Bill | $1,932 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0072-0017-0079 |
| Primary APN | 0072-0017-0079 |
|---|---|
| Alternative APNs |
|
| Account Number | 46927 |
|---|---|
| Street Address | 635 BOULDER CT |
| City | BEREA |
| State | KY |
| Zip | 40403-8638 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | STONEY CREEK LOT 79 UNIT 2 BLK 1 |
| Legal Subdivision | STONEY CREEK |
| Legal Block | 1 |
| Legal Lot Number | 79 |
| Legal Unit | 2 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 10901 |
Source: Madison County records · APN 0072-0017-0079
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 635 BOULDER CT, BEREA, KY 40403-8638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 25, 2020 | Deed of Trust, Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY |
| Oct 26, 2021 | Warranty Deed, Transfer · Conventional Mortgage FAHE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2024 · Amount on Record |
| Deed Sale | Jul 25, 2024 · Amount on Record |
| Prior Sale | Jun 20, 2024 · Amount on Record |
| Deed Document Number | 2014214127 |
| Deed Book / Page | D855 / 320 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 635 BOULDER CT, BEREA, KY 40403-8638 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 635 BOULDER CT, BEREA, KY 40403-8638 |
| Document Number | 0M2448/113 |
|---|---|
| Date | Feb 27, 2026 |
| Book Page | M2448/113 |
| Instrument | 2014322386 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 635 BOULDER CT, BEREA, KY 40403-8638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | M01999/180 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | M01999/180 |
| Instrument | 2014024822 |
| Name | PEOPLES BANK & TRUST CO OF MADISON CNTY |
|---|---|
| Type | Bank |
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 24, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 26, 2021 |
| Property Address | 635 BOULDER CT, BEREA, KY 40403-8638 |
| Document Number | 00D813/299 |
| Book / Page | D813 / 299 |
| Map Reference | MB P29 PG 37 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2014060629 |
| Transaction Type | Transfer |
| Record Updated | Feb 02, 2024 |
| Title Company | KENTUCKY LAND TITLE, KENTUCKY MTN LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $217.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 BOULDER CT, BEREA, KY 40403-8638 |
| Name | Verified Name |
|---|---|
| Address | 635 BOULDER CT, BEREA, KY 40403-8638 |
| Document Number | 2014060630 |
|---|---|
| Date | Oct 26, 2021 |
| Instrument | 2014060630 |
| Name | FAHE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| Municipality | Berea City |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,932.00 (-8.35%) Homeowner's exemption | $254,000 (+16.84%) | $254,000 (+16.84%) |
| 2023 | $2,108.00 | $217,400 | $217,400 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1979–2023) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Feb 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Uniti Group Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 95 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTHERN MADISON WATER DISTRICT serves 14,707 people |
|---|---|
| Water Source | Purchased surface water from BEREA MUNICIPAL UTILITIES |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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