635 Bell Manor Rd, Conowingo, MD 21918 Property Records

Cecil County property record for 635 Bell Manor Rd, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,656 sqft · built 1890
Lot Size	0.316 acres (13,764 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Mar 2021)
Tax Bill	$2,040 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-003009`

Property Details

APN / Parcel Number

Primary APN	`08-003009`
Alternative APNs	`8003009` `003009`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,656 sqft Total Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	13,764 sqft (0.316 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	140 sqft
Deck Area	252 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	003009
Street Address	635 BELL MANOR RD
City	CONOWINGO
State	MD
Zip	21918-1055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.316 ACRE 635 BELL MANOR ROAD S OF PILOT
Legal Subdivision	CONOWINGO-PILOT TOWN ROAD
Jurisdiction	CECIL MD
Township / Civil Division	8, OAKWOOD
Census Block Group	1
Census Block	1005
Census Tract	31400

Owner

635 Bell Manor Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Cecil County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	635 BELL MANOR RD, CONOWINGO, MD 21918-1055
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Sep 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Deed Book / Page	4820 / 264
Prior Transfer Date	Sep 24, 2020
Prior Transfer Doc	0047040468
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Mar 15, 2021
Property Address	635 BELL MANOR RD, CONOWINGO, MD 21918-1055
Document Number	0048200264
Book / Page	4820 / 264
Instrument Date	Feb 10, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	635 BELL MANOR RD, CONOWINGO, MD 21918-1055

Mortgage

Document Number	0004820270
Date	Mar 15, 2021
Instrument	4820/270

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Sep 20, 2017
Property Address	635 BELL MANOR RD, CONOWINGO, MD 21918-1055
Document Number	0041330481
Book / Page	004133 / 000481
Instrument Date	Aug 16, 2017
Transaction Type	Transfer
Record Updated	Nov 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 BELL MANOR RD CONOWINGO MD 219181055, CONOWINGO, MD 21918-1055

Tax Assessment & Valuation

The 2026 property tax bill for 635 Bell Manor Rd was $2,040, up 2.6% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,040.00 (+2.62%)	$182,667 (+3.67%)	$195,600 (+11.01%) Land $53,700 Building $141,900
2025	$1,988.00	$176,200 Land $53,700 Building $122,500	$176,200 Land $53,700 Building $122,500
2023	$1,110.00	$158,533	$176,200 Land $53,700 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 Bell Manor Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Bell Manor Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20

May also be available: Verizon.

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