635 Ave One, San Jose, CA 95123 Property Records

Santa Clara County property record for 635 Ave One, San Jose, CA 95123

Property Summary

Property Type	Condominium
Details	3 bd · 4 ba · 2,093 sqft · built 2016
Lot Size	0.048 acres (2,093 sqft)
Owner	2 Individual Names on File
Last Sale	$1,030,000 (Apr 2018)
Tax Bill	$16,632 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`706-48-090`

Property Details

APN / Parcel Number

Primary APN	`706-48-090`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,093 sqft Living Area
1st Floor Area	443 sqft
2nd Floor Area	770 sqft

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	2,093 sqft (0.048 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	635 AVENUE ONE
City	SAN JOSE
State	CA
Zip	95123-6849
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TR 10213 LOT 138
Legal Tract	10213
Legal Lot Number	138
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2004
Census Tract	512058

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	635 AVENUE ONE, SAN JOSE, CA 95123-6849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 6, 2018	Grant Deed, Transfer · ARM JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Apr 6, 2018 · Amount on Record
Deed Document Number	0023905031
Last Transfer Date	Sep 10, 2024
Transfer Doc	0025696606
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	635 AVENUE ONE, SAN JOSE, CA 95123-6849
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 AVENUE ONE, SAN JOSE, CA 95123-6849

Mortgage

Document Number	0025114883
Date	Sep 28, 2021
Instrument	25114883

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	635 AVENUE ONE, SAN JOSE, CA 95123-6849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 AVENUE ONE, SAN JOSE, CA 95123-6849

Mortgage

Document Number	0024727927
Date	Nov 30, 2020
Instrument	24727927

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	635 AVENUE ONE, SAN JOSE, CA 95123-6849
Document Number	0024490115
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	635 AVENUE ONE SAN JOSE CA 951236849, SAN JOSE, CA 95123-6849

Mortgage

Document Number	0024490115
Date	May 28, 2020
Instrument	24490115

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 6, 2018
Property Address	635 AVENUE ONE, SAN JOSE, CA 95123-6849
Document Number	0023905031
Map Reference	MB875 PG27-34
Instrument Date	Apr 4, 2018
Instrument	23905031
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	635 AVENUE ONE, SAN JOSE, CA 95123-6849

Mortgage

Document Number	0023905032
Date	Apr 6, 2018
Instrument	23905032

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Oak Grove Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$16,632.00 (+4.24%)	$1,171,958 (+4.04%) Land $585,979 Building $585,979
2023	$15,956.00 (+0.73%) Homeowner's exemption	$1,126,452 Land $563,226 Building $563,226
2022	$15,841.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREAT OAKS WC INC private · serves 112,582 people · EPA ID CA4310022
Water Source	Groundwater
Last State Inspection	Nov 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Sail Internet Holdings, Verizon.

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