Frederick County property record for 635 Armel Rd, White Post, VA 22663
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,360 sqft · built 2021 |
| Lot Size | 12.3 acres (537,966 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,433 (2026) |
| Deeds & Mortgages | Oct 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 76A-114A |
| Primary APN | 76A-114A |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 3,440 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,260 sqft |
| Unfinished Basement | 1,260 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 537,966 sqft (12.3 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 720 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 8051704 |
|---|---|
| Street Address | 635 ARMEL RD |
| City | WHITE POST |
| State | VA |
| Zip | 22663-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 12.35 ACRES |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | SHAWNEE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 50805 |
635 Armel Rd is owned and occupied by an individual who acquired it in December 2019.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 ARMEL RD, WHITE POST, VA 22663-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2019 |
| Transfer Doc | 0000003452 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 20, 2020 |
| Property Address | 635 ARMEL RD, WHITE POST, VA 22663-1704 |
| Document Number | 0000014797 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 14797 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 635 ARMEL RD WHITE POST VA 22663, WHITE POST, VA 22663 |
| Document Number | 0000014797 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 14797 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Address | STRASBURG, VA 22657 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
The 2026 property tax bill for 635 Armel Rd was $2,433, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,433.00 (+10.39%) | $459,136 Land $106,900 Building $352,236 | $459,136 Land $106,900 Building $352,236 |
| 2025 | $2,204.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 635 Armel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 635 Armel Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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