Volusia County property record for 635 Andrews St, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,277 sqft · built 1985 |
| Lot Size | 0.228 acres (9,944 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Dec 1992) |
| Tax Bill | $1,443 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Jul 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 4240-03-06-0220 |
| Primary APN | 4240-03-06-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,277 sqft Living Area |
| Gross Area | 1,717 sqft |
| 1st Floor Area | 1,277 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,944 sqft (0.228 acres) |
| Lot Dimensions | 113 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 380 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 279 sqft |
| Deck Area | 176 sqft |
| Patio Area | 872 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3155645 |
|---|---|
| Street Address | 635 ANDREWS ST |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-5213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W 112.5 FT OF LOT 22 & N 37.5 FT OF W 112.5 FT OF LOT 21 BLK 6 ORMOND TERRACE ANNEX MB 10 PG 137 PER OR 5208 PG 2221 PER OR 8752 PG 0209 |
| Legal Range | 32E |
| Legal Township | 14S |
| Legal Section | 40 |
| Legal Subdivision | ORMOND TERRACE ANNEX MB |
| Legal Tract | 03 |
| Legal Block | 6 |
| Legal Lot Number | 22,21 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | ORMOND BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 80700 |
Source: Volusia County records · APN 4240-03-06-0220
Assessment roll updated March 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 635 ANDREWS ST, ORMOND BEACH, FL 32174-5213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 09, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 26, 2018 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 1992 · Amount on Record |
| Deed Sale | Dec 15, 1992 · Amount on Record |
| Prior Sale | Oct 15, 1986 · Amount on Record |
| Deed Book / Page | 3796 / 81 |
| Last Transfer Date | Sep 08, 2025 |
| Transfer Doc | 0087520209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Sep 09, 2025 |
| Property Address | 635 ANDREWS ST, ORMOND BEACH, FL 32174-5213 |
| Document Number | 0087520209 |
| Book / Page | 8752 / 209 |
| Map Reference | MB 10 PG 137 |
| Instrument Date | Sep 08, 2025 |
| Instrument | 2025169521 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 635 ANDREWS ST, ORMOND BEACH, FL 32174-5213 |
| Name | Verified Name |
|---|---|
| Address | 635 ANDREWS ST, ORMOND BEACH, FL 32174-5213 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 635 ANDREWS ST, ORMOND BEACH, FL 32174-5213 |
| Document Number | 0075811177 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 635 ANDREWS ST ORMOND BEACH FL 321745213, ORMOND BEACH, FL 32174-5213 |
| Document Number | 0075811177 |
|---|---|
| Date | Aug 07, 2018 |
| Book Page | 007581/001177 |
| Instrument | 158577 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 06, 2048 |
Source: Volusia County records · Assessment roll updated March 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $134,139 (+2.7%) | $298,041 (+0.97%) Land $51,480 Building $246,561 | |
| 2025 | $1,443.00 (+4.64%) Homeowner's exemption | $130,613 (+2.9%) | $295,164 (-0.55%) Land $51,480 Building $243,684 |
| 2024 | $1,379.00 (+3.61%) Homeowner's exemption | $126,932 (+3%) | $296,782 (+2.46%) Land $51,480 Building $245,302 |
| 2023 | $1,331.00 (+4.15%) Homeowner's exemption | $123,235 (+3%) | $289,648 (+13.65%) Land $46,728 Building $242,920 |
| 2022 | $1,278.00 Homeowner's exemption | $119,646 | $254,870 Land $46,728 Building $208,142 |
Source: FEMA National Flood Hazard Layer, Volusia County (12127C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121270807002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 66 (1979–2024) |
| Claims Outside the SFHA | 15 of 66 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 280 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Holdings Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | ORMOND BEACH serves 59,744 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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