635 Anchor Rode Dr, Naples, FL 34103 Property Records

Collier County property record for 635 Anchor Rode Dr, Naples, FL 34103

Property Summary

Property Type	Single Family Home
Details	2,462 sqft · built 1971
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Trust Names on File
Last Sale	$3,000,000 (Sep 2024)
Tax Bill	$21,569 (2025)
Deeds & Mortgages	Jun 2026 Sale Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`088600 L 274A21`

Property Details

APN / Parcel Number

Primary APN	`088600 L 274A21`
Alternative APNs	`13035120007023700L274` `13035120007`

Interior

Stories	1 Story
Building Area	2,462 sqft Living Area
1st Floor Area	2,462 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 2015
Construction Type	Masonry / Concrete Block
Lot Area	15,682 sqft (0.36 acres)
Pool Area	450 sqft
Deck Area	812 sqft

Location & Zoning

Street Address	635 ANCHOR RODE DR
City	NAPLES
State	FL
Zip	34103-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	MOORINGS UNIT 7 BLK L LOT 27
Legal Range	25
Legal Township	49
Legal Section	21
Legal Subdivision	MOORINGS UNIT 7
Legal Tract	088600
Legal Block	L
Legal Lot Number	27
Legal Unit	7
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2009
Census Tract	301

Owner

635 Anchor Rode Dr is owner-occupied and held in a trust since September 2024.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	635 ANCHOR RODE DR, NAPLES, FL 34103-2719
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
May 12, 2021	Warranty Deed, Transfer ACCOMMODATION
May 12, 2021	Warranty Deed, Transfer ACCOMMODATION
Apr 1, 2019	Warranty Deed, Transfer · Line of Credit LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2024 · Amount on File
Deed Sale	Sep 3, 2024 · Amount on File
Prior Sale	May 12, 2021 · Amount on File
Deed Document Number	20246588529
Deed Book / Page	6394 / 1661
Prior Transfer Date	Oct 16, 2008
Prior Transfer Doc	0004223168
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 7, 2026
Property Address	635 ANCHOR RODE DR, NAPLES, FL 34103-2719
Document Number	0006834671
Book / Page	6595 / 3771
Instrument Date	Apr 30, 2026
Instrument	20266834671
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	635 ANCHOR RODE DR, NAPLES, FL 34103-2719

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	635 ANCHOR RODE DR, NAPLES, FL 34103-2719
Transaction Type	Mortgage
Record Updated	Sep 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2100 STILLWATER PL, WILMINGTON, NC 28405-5309

Mortgage

Document Number	0060131837
Date	Sep 18, 2021
Book Page	6013/1837
Instrument	6129472

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 12, 2021
Property Address	635 ANCHOR RODE DR, NAPLES, FL 34103-2719
Document Number	0059452375
Book / Page	5945 / 2375
Map Reference	MB 8 PG 27&28
Instrument Date	May 10, 2021
Instrument	6057228
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$2,727.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 12587, WILMINGTON, NC 28405-0130

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	635 ANCHOR RODE DR, NAPLES, FL 34103-2719

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 12, 2021
Property Address	635 ANCHOR RODE DR, NAPLES, FL 34103-2719
Document Number	0059452371
Book / Page	5945 / 2371
Map Reference	MB 8 PG 27&28
Instrument Date	May 10, 2021
Instrument	6057227
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$2,727.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 STILLWATER PLACE, 200, WILMINGTON, NC 28405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	635 ANCHOR RODE DR, NAPLES, FL 34103-2719

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 1, 2019
Property Address	635 ANCHOR RODE DR, NAPLES, FL 34103-2719
Document Number	0056130984
Book / Page	005613 / 000984
Instrument Date	Mar 22, 2019
Instrument	5691548
Transaction Type	Transfer
Record Updated	Apr 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$78.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 10900 WILMINGTON NC 284040900, WILMINGTON, NC 28404-0900

Mortgage

Document Number	56130986
Date	Apr 1, 2019
Book Page	005613/000986
Instrument	5691549

Lender

Name	LAKE MI CU
Type	Credit Union
Address	3003 TAMIAMI TRL N # 100, NAPLES, FL 34103-2714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 31, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 635 Anchor Rode Dr was $21,569.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,189,025 (-8.14%) Land $1,970,100 Building $218,925	$2,189,025 (-8.14%) Land $1,970,100 Building $218,925
2025	$21,569.00	$2,383,049 Land $2,059,200 Building $323,849	$2,383,049 Land $2,059,200 Building $323,849
2023	$23,404.00 (+11.02%)	$2,364,709 (+1%)	$2,719,259 (+26.49%) Land $2,201,760 Building $517,499
2022	$21,080.00	$2,149,735 Land $1,679,832 Building $469,903	$2,149,735 Land $1,679,832 Building $469,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 Anchor Rode Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 243 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	782 units insured incl. 539 condo units
Nearby Flood Claims	286 (1985–2024)
Claims Outside the SFHA	4 of 286
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 121 claims Hurricane Ian, Sep 2022 · 108 claims Hurricane Irma, Sep 2017 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 635 Anchor Rode Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Summit Broadband.

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