635 48th St, Baltimore, MD 21224 Property Records

Baltimore County property record for 635 48th St, Baltimore, MD 21224

Property Summary

Property Type	Townhouse
Details	2 ba · 1,374 sqft · built 1952
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Sep 2026)
Tax Bill	$1,984 (2024)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2017 Reverse Mortgage + 2 more
APN	`12-1220066630`

Property Details

APN / Parcel Number

Primary APN	`12-1220066630`
Alternative APN	`1220066630`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,374 sqft Living Area
1st Floor Area	512 sqft
Basement Area	350 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Lot Dimensions	125 ft deep x 16 ft wide
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1220066630
Street Address	635 48TH ST
City	BALTIMORE
State	MD
Zip	21224-3117
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	HARBOR VIEW
Legal Subdivision	HARBOR VIEW
Legal Block	2
Jurisdiction	BALTIMORE MD
Township / Civil Division	12
Census Block Group	2
Census Block	2014
Census Tract	420500

Owner

Source: Baltimore County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	635 48TH ST, BALTIMORE, MD 21224-3117
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed, Transfer · FHA Mortgage MORTGAGE DIRECT LLC
Oct 3, 2017	Deed of Trust, Mortgage · Reverse Mortgage SYNERGY ONE LENDING
May 20, 2019	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Aug 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on Record
Deed Sale	Sep 22, 2026 · Amount on Record
Prior Sale	May 20, 2019 · Amount on Record
Deed Book / Page	51757 / 437
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 22, 2026
Property Address	635 48TH ST, BALTIMORE, MD 21224-3117
Document Number	5175000437
Book / Page	51757 / 437
Instrument Date	Aug 31, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$217,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	635 48TH ST, BALTIMORE, MD 21224-3117

Mortgage

Document Number	5175000445,
Date	Sep 22, 2026
Book Page	51757/445

Lender

Name	MORTGAGE DIRECT LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	5175000465,
Date	Sep 22, 2026
Book Page	51757/465

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	635 48TH ST, BALTIMORE, MD 21224-3117
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 48TH ST, BALTIMORE, MD 21224-3117

Mortgage

Document Number	0394700364
Date	Oct 3, 2017
Book Page	0039470/364

Lender

Name	SYNERGY ONE LENDING
Type	Lending Institution
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	861 Months
Due	Jul 30, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.47%
Change Frequency	Annually
Index	1-Year LIBOR

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	May 20, 2019
Property Address	635 48TH ST, BALTIMORE, MD 21224-3117
Document Number	0414350001
Book / Page	41435 / 001
Instrument Date	May 7, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	UNITED TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 48TH ST, BALTIMORE, MD 21224-3117

Mortgage

Document Number	0000414358
Date	May 20, 2019
Instrument	41435/8

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	635 48TH ST, BALTIMORE, MD 21224-3117
Document Number	0394700383
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	SOUTH MOUNTAIN GROUP, SOUTH MTN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 48TH ST BALTIMORE MD 212243117, BALTIMORE, MD 21224-3117

Mortgage

Document Number	0394700383
Date	Oct 3, 2017
Book Page	039470/000383

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	864 Months
Due	Oct 2, 2089

Interest

Rate Type	Adjustable Rate
Rate	4.47%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,667 (+24.94%)	$182,200 (+37.41%) Land $40,000 Building $142,200
2024	$1,984.00 (+110.17%)
2023	$944.00 Homeowner's exemption	$132,600 Land $36,000 Building $96,600	$132,600 Land $36,000 Building $96,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100

May also be available: AT&T.

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