635 20th St, Richmond, CA 94801 Property Records

Contra Costa County property record for 635 20th St, Richmond, CA 94801

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 878 sqft · built 1941
Lot Size	0.13 acres (5,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2022)
Tax Bill	$11,011 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`514-270-002-9`

Property Details

APN / Parcel Number

Primary APN	`514-270-002-9`
Alternative APN	`514-270-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	878 sqft Living Area
1st Floor Area	878 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1966
Lot Area	5,650 sqft (0.13 acres)
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	635 20TH ST
City	RICHMOND
State	CA
Zip	94801-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	CITY OF RICHMOND LOTS 17 & 18 BLK 125
Legal Subdivision	RICHMOND
Legal Block	125
Legal Lot Number	17,18
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1017
Census Tract	375000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	635 20TH ST, RICHMOND, CA 94801-2823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Grant Deed, Transfer · FHA Mortgage BANK2
Mar 31, 2022	Grant Deed, Transfer · Commercial Mortgage CONVENTUS LLC
Mar 16, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2022 · Amount on Record
Deed Sale	Sep 9, 2022 · Amount on Record
Prior Sale	Mar 31, 2022 · Amount on Record
Deed Document Number	2022137834
Record Updated	Oct 29, 2026

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 9, 2022
Property Address	635 20TH ST, RICHMOND, CA 94801-2823
Document Number	0000137834
Map Reference	VOL D PG 74
Instrument Date	Aug 15, 2022
Instrument	2022-137834
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	635 20TH ST, RICHMOND, CA 94801-2823

Mortgage

Document Number	0000137835
Date	Sep 9, 2022
Instrument	2022-137835

Lender

Name	BANK2
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 31, 2022
Property Address	635 20TH ST, RICHMOND, CA 94801-2823
Document Number	0000056792
Map Reference	VOL D PG 74
Instrument Date	Mar 29, 2022
Instrument	2022-056792
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6660 LONE TREE WAY, BRENTWOOD, CA 94513-5370

Mortgage

Document Number	0000056793
Date	Mar 31, 2022
Instrument	2022-056793

Lender

Name	CONVENTUS LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 16, 2021
Property Address	635 20TH ST, RICHMOND, CA 94801-2823
Document Number	0000079691
Map Reference	VOL D PG 74
Instrument Date	Mar 5, 2021
Instrument	2021-079691
Transaction Type	Transfer
Record Updated	Nov 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5177 DEERSPRING WAY, ANTIOCH, CA 94531-8643

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$689,784 (+2%) Land $583,664 Building $106,120
2025	$11,011.00 (+3.78%) Homeowner's exemption	$676,260 (+4.04%) Land $572,220 Building $104,040
2023	$10,610.00 (+437.22%) Homeowner's exemption	$650,000 Land $550,000 Building $100,000
2022	$1,975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,047 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: Etheric Networks, GeoLinks, T-Mobile, Verizon.

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