Horry County property record for 635 15th Ave S, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,459 sqft · built 1968 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,500 (Feb 2018) |
| Tax Bill | $829 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 462-12-02-0023 |
| Primary APN | 462-12-02-0023 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,459 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Deck Area | 85 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 635 15TH AVE S |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OCEAN PINE; LT 18 BL 19 |
| Legal Subdivision | OCEAN PINE SECTION |
| Legal Lot Number | 18 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 51202 |
635 15th Ave S is owned and occupied by an individual who bought it in February 2018.
Source: Horry County records, as of February 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 635 15TH AVE S, SURFSIDE BEACH, SC 29575-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK |
| Feb 27, 2018 | Grant Deed, Transfer · Conventional with PMI BB&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2018 · Amount on File |
| Deed Sale | Feb 27, 2018 · Amount on File |
| Prior Sale | May 24, 2012 |
| Deed Book / Page | 4086 / 745 |
| Prior Transfer Date | May 22, 2012 |
| Prior Transfer Doc | 35862427 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 635 15TH AVE S, SURFSIDE BEACH, SC 29575-3028 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 635 15TH AVE S, SURFSIDE BEACH, SC 29575-3028 |
| Document Number | 63960000001678 |
|---|---|
| Date | Jun 1, 2021 |
| Book Page | 0000006396/0000001678 |
| Name | BETTER MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 635 15TH AVE S, SURFSIDE BEACH, SC 29575-3028 |
| Document Number | 6193/3224 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 635 15TH AVE S SURFSIDE BEACH SC 295753028, SURFSIDE BEACH, SC 29575-3028 |
| Document Number | 6193/3224 |
|---|---|
| Date | Mar 23, 2020 |
| Book Page | 006193/003224 |
| Name | TRUIST BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 22, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 635 15TH AVE S, SURFSIDE BEACH, SC 29575-3028 |
| Document Number | 6195/0685 |
| Instrument Date | Mar 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 635 15TH AVE S SURFSIDE BEACH SC 295753028, SURFSIDE BEACH, SC 29575-3028 |
| Document Number | 6195/0685 |
|---|---|
| Date | Mar 26, 2020 |
| Book Page | 006195/000685 |
| Name | TRUIST BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Feb 27, 2018 |
| Property Address | 635 15TH AVE S, SURFSIDE BEACH, SC 29575-3028 |
| Document Number | 4086/0745 |
| Book / Page | 004086 / 000745 |
| Instrument Date | Feb 22, 2018 |
| Instrument | 23440 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $579.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 635 15TH AVE S SURFSIDE BEACH SC 295753028, SURFSIDE BEACH, SC 29575-3028 |
| Document Number | 5966/1171 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 005966/001171 |
| Name | BB&T BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2048 |
The 2025 property tax bill for 635 15th Ave S was $829.
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $829.00 | $364,180 (-) Land $250,100 Building $114,080 | |
| 2024 | $829.00 (+9.66%) | $14,567 (+135.79%) Land $10,004 Building $4,563 | $364,180 (+135.79%) Land $250,100 Building $114,080 |
| 2023 | $756.00 | $6,178 Land $3,194 Building $2,984 | $154,450 Land $79,850 Building $74,600 |
| 2021 | $738.00 | $6,178 Land $3,194 Building $2,984 | $154,450 Land $79,850 Building $74,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 635 15th Ave S in Zone X, an area of minimal flood risk, though there have been 263 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 263 (1979–2024) |
| Claims Outside the SFHA | 25 of 263 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 635 15th Ave S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: HTC, T-Mobile.
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