635 15th Ave S, Naples, FL 34102 Property Records

Collier County property record for 635 15th Ave S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	2,775 sqft · built 1953
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$5,750,000 (Jan 2023)
Tax Bill	$31,182 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2024 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`004000 2 105A09`

Property Details

APN / Parcel Number

Primary APN	`004000 2 105A09`
Alternative APNs	`017310800000011002105` `01731080000` `1731080000`

Interior

Stories	1 Story
Building Area	2,775 sqft Living Area
1st Floor Area	2,775 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1963
Construction Type	Masonry / Concrete Block
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Waterfront
Deck Area	160 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	635 15TH AVE S
City	NAPLES
State	FL
Zip	34102-7440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	AQUALANE SHORES UNIT 1 BLK 2 LOT 10
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	AQUALANE SHORES UNIT 1
Legal Tract	004000
Legal Block	2
Legal Lot Number	10
Legal Unit	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2028
Census Tract	101

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	14684 BLUE BAY CIR, FORT MYERS, FL 33913-9655
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK.
Feb 14, 2024	Correction Deed
Jan 4, 2023	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC
Jun 24, 2022	Deed, Transfer · Commercial Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2023 · Amount on Record
Deed Sale	Jan 4, 2023 · Amount on Record
Prior Sale	Jun 24, 2022 · Amount on Record
Deed Document Number	20236347314
Deed Book / Page	6204 / 108
Last Transfer Date	Jan 31, 2024
Transfer Doc	0063293049
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Recording Date	Apr 8, 2026
Property Address	635 15TH AVE S, NAPLES, FL 34102-7440
Document Number	0006807919
Book / Page	6572 / 3214
Instrument Date	Mar 27, 2026
Instrument	20266807919
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	14684 BLUE BAY CIR, FORT MYERS, FL 33913-9655

Mortgage

Document Number	0006807919,
Date	Apr 8, 2026
Book Page	6572/3214
Instrument	20266807919

Lender

Name	FIRST FINANCIAL BANK.

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	COLLIER FL
Recording Date	Feb 14, 2024
Property Address	635 15TH AVE S, NAPLES, FL 34102-7440
Document Number	0063293049
Book / Page	6329 / 3049
Map Reference	MB 1 PG 86
Instrument Date	Jan 31, 2024
Instrument	6508011
Record Updated	Feb 28, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3423 N DRAKE AVE, CHICAGO, IL 60618-5449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	14684 BLUE BAY CIR, FORT MYERS, FL 33913-9655

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 4, 2023
Property Address	635 15TH AVE S, NAPLES, FL 34102-7440
Document Number	0062040108
Book / Page	6204 / 108
Map Reference	MB 1 PG 86
Instrument Date	Dec 30, 2022
Instrument	6347314
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Tax	$40,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3423 N DRAKE AVE, CHICAGO, IL 60618-5449

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	14684 BLUE BAY CIR, FORT MYERS, FL 33913-9655

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 24, 2022
Property Address	635 15TH AVE S, NAPLES, FL 34102-7440
Document Number	0061452213
Book / Page	6145 / 2213
Map Reference	MB 1 PG 86
Instrument Date	Jun 22, 2022
Instrument	6274134
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6659 MANGROVE WAY, NAPLES, FL 34109-7815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3423 N DRAKE AVE, CHICAGO, IL 60618-5449

Mortgage

Document Number	0061452215
Date	Jun 24, 2022
Instrument	6145/2215

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,820,429 (+10.9%)	$4,720,679 (+37.03%) Land $4,689,750 Building $30,929
2025	$31,182.00 (-34.22%)	$3,445,000 (-29.33%) Land $3,445,000	$3,445,000 (-29.33%) Land $3,445,000
2024	$47,401.00 (+5.08%)
2023	$45,111.00 (+633.99%)	$4,875,000 (+710.41%) Land $4,875,000	$4,875,000 (+42.29%) Land $4,875,000
2022	$6,146.00 Homeowner's exemption Widower's exemption	$601,551	$3,426,153 Land $3,248,700 Building $177,453

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 246 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	916 units insured incl. 670 condo units
Nearby Flood Claims	321 (1982–2024)
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Ian, Sep 2022 · 98 claims Hurricane Ian, Sep 2022 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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