635 10th St, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 635 10th St, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	2,112 sqft · built 1924
Lot Size	0.107 acres (4,674 sqft)
Owner	Individual Name on File
Last Sale	$620,000 (Sep 2022)
Tax Bill	$12,651 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00181-0000-00020-02`

Property Details

APN / Parcel Number

Primary APN	`32-00181-0000-00020-02`
Alternative APNs	`32001810000000200002` `00442700`

Interior

Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Metal
Construction Type	Metal Frame
Lot Area	4,674 sqft (0.107 acres)
Lot Dimensions	82 ft deep x 57 ft wide

Location & Zoning

Account Number	00442700
Street Address	635 10TH ST
City	LYNDHURST
State	NJ
Zip	07071-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	57X82
Legal Subdivision	VANDERBURGH BROS INCORPORATED
Legal Block	181
Legal Lot Number	20.02
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	2
Census Block	2001
Census Tract	31300

Owner

635 10th St is owned and occupied by an individual who bought it in September 2022.

Source: Bergen County and Lyndhurst Township records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	635 10TH ST, LYNDHURST, NJ 07071-3142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Line of Credit POLISH AND SLAVIC FEDERAL CREDIT UNION
Sep 30, 2022	Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2022 · Amount on File
Deed Sale	Sep 30, 2022 · Amount on File
Prior Sale	Nov 22, 2005 · Amount on File
Deed Document Number	202295789
Deed Book / Page	4823 / 601
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Apr 10, 2026
Property Address	635 10TH ST, LYNDHURST, NJ 07071-3142
Document Number	0000023934
Book / Page	5769 / 287
Instrument Date	Feb 12, 2026
Instrument	202623934
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CSC DOCUMENT RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 10TH ST, LYNDHURST, NJ 07071-3142

Mortgage

Document Number	0057690287,
Date	Apr 10, 2026
Book Page	5769/287
Instrument	202623934

Lender

Name	POLISH AND SLAVIC FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 15, 2051

Interest

Rate	6.06%
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Sep 30, 2022
Property Address	635 10TH ST, LYNDHURST, NJ 07071-3142
Document Number	0048230601
Book / Page	4823 / 601
Instrument Date	Sep 14, 2022
Instrument	2022095789
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,511.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	635 10TH ST, 635, LYNDHURST, NJ 07071-3142

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	635 10TH ST, LYNDHURST, NJ 07071-3142

Mortgage

Document Number	2022095790
Date	Sep 30, 2022
Instrument	2022095790

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 635 10th St was $12,651, up 7.8% from the year before.

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$603,900 (+6.21%) Land $296,100 Building $307,800	$603,900 (+6.21%) Land $296,100 Building $307,800
2025	$12,651.00 (+7.83%)	$568,600 Land $277,100 Building $291,500	$568,600 Land $277,100 Building $291,500
2024	$11,732.00
2023		$556,100 Land $271,100 Building $285,000	$556,100 Land $271,100 Building $285,000
2022	$10,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 635 10th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1999)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 635 10th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,094 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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