63490 Peck Academy Rd, Constantine, MI 49042 Property Records

St. Joseph County property record for 63490 Peck Academy Rd, Constantine, MI 49042

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,287 sqft · built 1976
Lot Size69.6 acres (3,033,954 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Feb 2022)
Tax Bill$6,399 (2025)
Deeds & MortgagesSep 2026 Construction Loan
Sep 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-008-001-00

Property Details

APN / Parcel Number

Primary APN003-008-001-00

Interior

Full Baths2 Baths
Building Area2,287 sqft Building Perimeter
1st Floor Area1,663 sqft
Basement Area624 sqft
Unfinished Basement624 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area3,033,954 sqft (69.6 acres)
Garage Area997 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address63490 PECK ACADEMY RD
CityCONSTANTINE
StateMI
Zip49042-9641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-2
Legal DescriptionE 1/2 NE 1/4 NE 1/4 SEC 8 T7S R12W. EXC W 30.7 FT THEREOF. ALSO S 40 FT OF W 30.7 FT OF E 1/2 NE 1/4 NE 1/4 SD SEC. ALSO SE 1
Legal Range12W
Legal Township07S
Legal Section08
JurisdictionST JOSEPH MI
Township / Civil DivisionCONSTANTINE
Census Block Group2
Census Block2017
Census Tract41101

Owner

Source: St. Joseph County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address63490 PECK ACADEMY RD, CONSTANTINE, MI 49042-9641
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Deed of Trust, Mortgage · Construction Mortgage
INTERRA CREDIT UNION
Sep 22, 2026Deed of Trust, Mortgage · Line of Credit
INTERRA CREDIT UNION
Feb 14, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
FARM CREDIT MID AMERICA FLCA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 14, 2022 · Amount on Record
Deed SaleFeb 14, 2022 · Amount on Record
Prior SaleJul 31, 1996 · Amount on Record
Deed Document Number20221363
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Recording DateSep 22, 2026
Property Address63490 PECK ACADEMY RD, CONSTANTINE, MI 49042-9641
Document Number0000007635
Instrument DateSep 21, 2026
Instrument20267635
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address63490 PECK ACADEMY RD, CONSTANTINE, MI 49042-9641

Mortgage

Document Number0000007635,
DateSep 22, 2026
Instrument20267635
Lender
NameINTERRA CREDIT UNION
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueMar 21, 2047
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Recording DateSep 22, 2026
Property Address63490 PECK ACADEMY RD, CONSTANTINE, MI 49042-9641
Document Number0000007634
Instrument DateSep 21, 2026
Instrument20267634
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address63490 PECK ACADEMY RD, CONSTANTINE, MI 49042-9641

Mortgage

Document Number0000007634,
DateSep 22, 2026
Instrument20267634
Lender
NameINTERRA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 21, 2047
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateFeb 14, 2022
Property Address63490 PECK ACADEMY RD, CONSTANTINE, MI 49042-9641
Document Number2022001363
Instrument DateFeb 4, 2022
Instrument2022001363
Transaction TypeTransfer
Record UpdatedMar 1, 2022
Title CompanyARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,825.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14796 COON HOLLOW RD, 14796, THREE RIVERS, MI 49093-9563

Transferred To (Grantee/Buyer)

NameVerified Name
Address63490 PECK ACADEMY RD, CONSTANTINE, MI 49042-9641

Mortgage

DateFeb 14, 2022
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionConstantine Township
Unified School DistrictConstantine Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,300 Land $63,800 Building $132,500$392,600 Land $127,600 Building $265,000
2025$6,399.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midwest Energy & Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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