Osceola County property record for 6349 Jess Ct, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,086 sqft · built 1998 |
| Lot Size | 0.389 acres (16,988 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (Dec 2019) |
| Tax Bill | $4,938 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 92250 |
| Primary APN | 92250 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,086 sqft Heated Area |
| Gross Area | 3,055 sqft |
| 1st Floor Area | 1,756 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,988 sqft (0.389 acres) |
| Lot Dimensions | 130 ft deep x 130 ft wide |
| Garage Type | Finished |
| Garage Area | 575 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 364 sqft |
| Deck Area | 348 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Boat Access | Boat Access |
| Boat House | 719 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 92250 |
|---|---|
| Street Address | 6349 JESS CT |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9482 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORS3 |
| Legal Description | REPLAT NEW EDEN UNIT 11 & 14 PB 1 PG 353 LOT 48 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 26 |
| Legal Subdivision | NEW EDEN ON LK 11&14 |
| Legal Tract | 4370 |
| Legal Block | 1 |
| Legal Lot Number | 48 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 43700 |
Source: Osceola County records · APN 92250
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 6349 JESS CT, SAINT CLOUD, FL 34771-9482 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Dec 09, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2019 · Amount on Record |
| Deed Sale | Dec 09, 2019 · Amount on Record |
| Prior Sale | Aug 19, 1997 · Amount on Record |
| Deed Document Number | 2019158899 |
| Deed Book / Page | 5636 / 2183 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 6349 JESS CT, SAINT CLOUD, FL 34771-9482 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OMEGA NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|---|
| Address | 6349 JESS CT, SAINT CLOUD, FL 34771-9482 |
| Document Number | 0057902525 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 5790/2525 |
| Instrument | 2020120503 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVING, TX 75016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 09, 2019 |
| Property Address | 6349 JESS CT, SAINT CLOUD, FL 34771-9482 |
| Document Number | 0056362183 |
| Book / Page | 5636 / 2183 |
| Map Reference | MB 1 PG 354 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019158899 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | PARAGON TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2653 CAMBRIAN CIR, 2653, FITCHBURG, WI 53711-5402 |
| Name | Verified Name |
|---|---|
| Address | 4457 BISCAYNE BREEZE WAY, KISSIMMEE, FL 34744-9264 |
| Document Number | 0056362184 |
|---|---|
| Date | Dec 09, 2019 |
| Instrument | 5636/2184 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,938.00 (+6.93%) Homeowner's exemption | $345,884 (+5.99%) | $453,000 (+1.07%) Land $97,500 Building $355,500 |
| 2023 | $4,618.00 (+3.94%) Homeowner's exemption | $326,347 (+3%) | $448,200 (+24.12%) Land $97,500 Building $350,700 |
| 2022 | $4,443.00 Homeowner's exemption | $316,842 | $361,100 Land $97,500 Building $263,600 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 224 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TWA SUNBRIDGE WATER TREATMENT PLANT public/private · serves 542 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Also Mapped Here | TOHO WATER AUTHORITY-POINCIANA SYSTEM |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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