6348 Ridge Rd, Columbus, MS 39705 Property Records

Lowndes County property record for 6348 Ridge Rd, Columbus, MS 39705

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,238 sqft · built 1987
Lot Size	0.9 acres (39,204 sqft)
Owner	Individual Name on Record
Tax Bill	$787 (2025)
Deeds & Mortgages	May 2026 Line of Credit Nov 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`34W000003304`

Property Details

APN / Parcel Number

Primary APN	`34W000003304`
Alternative APNs	`004371` `4371`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,238 sqft Adjusted Area
1st Floor Area	1,990 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,204 sqft (0.9 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	004371
Street Address	6348 RIDGE RD
City	COLUMBUS
State	MS
Zip	39705-8204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW4 NW4 6348 RIDGE RD 11A
Legal Range	18W
Legal Township	17S
Legal Section	11
Jurisdiction	LOWNDES MS
Township / Civil Division	2
Census Block Group	1
Census Block	1026
Census Tract	102

Owner

Source: Lowndes County records, as of January 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6348 RIDGE RD, COLUMBUS, MS 39705-8204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Nov 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Aug 22, 2025	Warranty Deed, Transfer
Aug 15, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025
Deed Sale	Aug 22, 2025
Deed Document Number	0020256553
Deed Book / Page	2025 / 6553
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Recording Date	May 11, 2026
Property Address	6348 RIDGE RD, COLUMBUS, MS 39705-8204
Document Number	2026010669
Book / Page	2026 / 10669
Instrument Date	May 5, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6348 RIDGE RD, COLUMBUS, MS 39705-8204

Mortgage

Document Number	2026010669,
Date	May 11, 2026
Book Page	2026/10669

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 26, 2051

Interest

Rate	6.37%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	6348 RIDGE RD, COLUMBUS, MS 39705-8204
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202227659
Date	Nov 10, 2022
Book Page	2022/27659

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	6348 RIDGE RD, COLUMBUS, MS 39705-8204
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202117788
Date	Jun 7, 2021
Book Page	2021/17788

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2031

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Aug 22, 2025
Property Address	6348 RIDGE RD, COLUMBUS, MS 39705-8204
Document Number	0020256553
Book / Page	2025 / 6553
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	6348 RIDGE RD, COLUMBUS, MS 39705-8204

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	6348 RIDGE RD, COLUMBUS, MS 39705-8204
Document Number	0020178488
Book / Page	002017 / 018488
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6348 RIDGE RD COLUMBUS MS 397058204, COLUMBUS, MS 39705-8204

Mortgage

Document Number	0020178488
Date	Aug 23, 2017
Book Page	002017/018488

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 22, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$787.00 (+1.16%) Homeowner's exemption	$11,116 (+16.24%)	$111,160 (+16.24%) Land $7,000 Building $104,160
2024	$778.00 (+24.68%)
2023	$624.00 Homeowner's exemption	$9,563	$95,630 Land $7,000 Building $88,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1990 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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