6348 NELSON DR FAIRHOPE AL 365326812, FAIRHOPE, AL 36532-6812
Mortgage
Document Number
1774985
Date
Jul 31, 2019
Instrument
1774985
Lender
Name
CITIZENS BK
Type
Bank
Address
FAIRHOPE, AL 36532
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Jul 30, 2020
Interest
Rate Type
Adjustable Rate
May 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
BALDWIN AL
Recording Date
May 9, 2019
Property Address
6348 NELSON DR, FAIRHOPE, AL 36532-6812
Document Number
0001759030
Instrument Date
Apr 29, 2019
Instrument
1759030
Transaction Type
Transfer
Record Updated
Jun 17, 2019
Title Company
ATTORNEY ONLY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.50
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Tenants in Common
Address
38 ECHO LN FAIRHOPE AL 365321455, FAIRHOPE, AL 36532-1455
Mortgage
Document Number
1759031
Date
May 9, 2019
Instrument
1759031
Lender
Name
MERCHANTS & MARINE BK
Type
Bank
Address
GULF SHORES, AL 36542
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
240 Months
Due
May 8, 2039
Interest
Rate Type
Adjustable Rate
July 2018: Warranty Deed, Construction Loan
Document Type
Warranty Deed
Jurisdiction
BALDWIN AL
Recording Date
Jul 16, 2018
Property Address
6348 NELSON DR, FAIRHOPE, AL 36532-6812
Document Number
0001707849
Instrument Date
Jul 11, 2018
Instrument
1707849
Transaction Type
Construction Loan
Record Updated
Aug 7, 2018
Title Company
OTHER
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$100.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
6348 NELSON DR FAIRHOPE AL 365326812, FAIRHOPE, AL 36532-6812
Mortgage
Document Number
1707850
Date
Jul 16, 2018
Instrument
1707850
Lender
Name
TRUSTMARK NAT'L BK
Type
Bank
Address
MOBILE, AL 36652
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Jul 15, 2019
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 6348 Nelson Dr was $1,825, up 3.4% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
Property Jurisdictions
Type
Name
State
Alabama
County
Baldwin County
Unified School District
Baldwin County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,825.00 (+3.4%)
2025
$1,765.00
$56,620Land $26,400Building $30,220
$566,100Land $264,000Building $302,100
2023
$1,501.00 (+19.79%)
$48,440 (+19.84%)
$484,300 (+19.85%)Land $251,600Building $232,700
2022
$1,253.00 (+16.45%)
$40,420
$404,100Land $231,000Building $173,100
2021
$1,076.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 6348 Nelson Dr in Zone X, an area of minimal flood risk, though there have been 129 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 115 individual policies
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
252 units insured incl. 137 condo units
Nearby Flood Claims
129 (1978–2020)
Claims Outside the SFHA
24 of 129
Most Recent Claim
Sep 2020 · tidal / storm surge
Claims by Event
Hurricane Katrina, Aug 2005 · 60 claims
Hurricane Ivan, Sep 2004 · 15 claims
Hurricane Georges, Sep 1998 · 19 claims
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 6348 Nelson Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 68% of the US · above 90% of Alabama
Wildfire Likelihood
0.3% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF FAIRHOPE serves 59,850 people · EPA ID AL0000035
Water Source
Groundwater
Last State Inspection
Aug 2025
Lead
1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
4 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Mediacom Xtream Cable
1,000 / 50
Verizon Fixed Wireless
300 / 20
May also be available: AT&T, C Spire Wireless, T-Mobile.