Osceola County property record for 6348 Mossy Oak Rd, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,966 sqft · built 2022 |
| Lot Size | 0.26 acres (11,325 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $765,000 (Oct 2025) |
| Tax Bill | $10,368 (2025) |
| Deeds & Mortgages | Oct 2025 Sale Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-25-31-5720-0001-2730 |
| Primary APN | 11-25-31-5720-0001-2730 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,966 sqft Living Area |
| Gross Area | 4,046 sqft |
| 1st Floor Area | 2,966 sqft |
| Flooring | Tile |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,325 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 120 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 288 sqft |
| Deck Area | 960 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 6348 MOSSY OAK RD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL WEBB SUNBRIDGE PH 1D PB 30 PGS 57-66 LOT 273 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 11 |
| Legal Subdivision | DEL WEBB SUNBRIDGE PHS 1 |
| Legal Phase | 1D |
| Legal Lot Number | 273 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 43700 |
Source: Osceola County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6348 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 3, 2025 | Warranty Deed, Transfer INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC |
| Oct 12, 2022 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage PULTE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Oct 12, 2022 · Amount on Record |
| Deed Document Number | 2025121911 |
| Deed Book / Page | 6857 / 2705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 3, 2025 |
| Property Address | 6348 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340 |
| Document Number | 0068572705 |
| Book / Page | 6857 / 2705 |
| Map Reference | MB 30 PG 57-66 |
| Instrument Date | Sep 30, 2025 |
| Instrument | 2025121911 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | INNOVATIVE TITLE SERVICES I LLC, INNOVATIVE TITLE SVCS I LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,355.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8523 AUTERRA DR, MELBOURNE, FL 32940-8834 |
| Name | Verified Name |
|---|---|
| Address | 6348 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Oct 12, 2022 |
| Property Address | 6348 MOSSY OAK RD, SAINT CLOUD, FL 34771-9340 |
| Document Number | 0062982580 |
| Book / Page | 6298 / 2580 |
| Map Reference | MB 30 PG 57-66 |
| Instrument Date | Oct 7, 2022 |
| Instrument | 2022151876 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,125.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4901 VINELAND RD STE 500, 500, ORLANDO, FL 32811-7383 |
| Name | Verified Name |
|---|---|
| Address | 5348 MOSSY OAK ROAD, SAINT CLOUD, FL 34771 |
| Document Number | 0062982582 |
|---|---|
| Date | Oct 12, 2022 |
| Instrument | 6298/2582 |
| Name | PULTE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,368.00 (+6.84%) | $635,112 (+5.78%) | $682,700 (+2.91%) Land $101,200 Building $581,500 |
| 2024 | $9,704.00 (+1.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $600,401 (+3%) | $663,400 (-1.97%) Land $101,200 Building $562,200 |
| 2023 | $9,517.00 (+290.68%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $582,914 (+657.03%) | $676,700 (+778.83%) Land $99,000 Building $577,700 |
| 2022 | $2,436.00 | $77,000 Land $77,000 | $77,000 Land $77,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 330 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 330 in force |
| Nearby Flood Claims | 18 (2004–2022) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 85% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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